Structural untrustworthiness is not built from villains.It’s built from fear, ambition, and obedience — woven into a system that rewards the wrong instincts and punishes the right ones. Within such a structure, people don’t set out to destroy lives.They drift into doing so, one rationalisation at a time. 🩸 The Anatomy of Structural Untrustworthiness 1. … Continue reading Inside the Slaughterhouse: What Structural Untrustworthiness Feels Like
Tag: life
After the Applause
By the Academy of Life Planning There’s a special kind of moment when a career completes its circle.The firm is thriving, the numbers have aligned, and the offer on the table feels almost poetic — a multiple of recurring revenue that quantifies years of care and craft. You sign the agreement. Messages flood in — … Continue reading After the Applause
From Victim Silence to Structural Trust: A Message to Financial Planners
I’m often told my framing of financial planners as either exploiting or empowering is too binary — and I understand why that can offend. It’s not meant to. If you’ve ever felt accused by my words, please know this: my frustration isn’t directed at you. It’s born from the voices I hear daily — people … Continue reading From Victim Silence to Structural Trust: A Message to Financial Planners
💙 Why I Started Get SAFE
Rebuilding Lives. Restoring Justice. When I left the banks in 2012 and founded the Academy of Life Planning, I thought I was simply stepping away from an industry that had lost its soul. What I didn’t realise then was that I was walking straight into the lives of those it had left behind. Everywhere I … Continue reading 💙 Why I Started Get SAFE
🌿 From Decision Trees to Living Choices
How Life Planners Transform Analysis into Awareness When faced with life’s most important decisions, people don’t struggle because they lack information — they struggle because they are torn between head and heart. In Mhairi’s Dilemma (Mullin et al., 2008), a ten-year-old girl faced an impossible choice: whether to attend the funeral of her beloved priest. … Continue reading 🌿 From Decision Trees to Living Choices
🎓 When the System Shuts You Out, Build Your Own Path
Why graduates need a GAME Plan for life beyond rejection It’s the question every graduate dreads: “What’s next?”For too many today, the answer is bleak. Rejections from AI-driven recruitment systems, unpaid internships, demoralising trips to the Jobcentre, and—inevitably—signing on for Universal Credit. Recent reports highlight a shocking reality: over 630,000 graduates are now claiming Universal … Continue reading 🎓 When the System Shuts You Out, Build Your Own Path
🕵️♂️ Redemption or Reputation Laundering?
The Curious Case of Alexander Wood, ‘Reformed Fraudster’ "I stole £1.2m in 40 minutes, then blew it all in Harrods."That’s the chilling headline from a recent article in The Sunday Times, profiling Alexander Wood—a man who claims to have swindled over £50 million through authorised push payment (APP) scams before reinventing himself as an anti-fraud … Continue reading 🕵️♂️ Redemption or Reputation Laundering?
🎯 Rebuilding Trust After Financial Exploitation – From the Inside Out
“The best place to find a helping hand is at the end of your own arm.” – Swedish Proverb For over a decade, I’ve stood shoulder-to-shoulder with the Transparency Task Force in the fight for a financial system people can trust. Before that, I was deep inside the system itself—Head of Investments at HSBC and … Continue reading 🎯 Rebuilding Trust After Financial Exploitation – From the Inside Out
Your Money or Your Life: When Consumer Duty Becomes Consumer Deception
For every investor misled by numbers that don’t add up—and every adviser still brave enough to tell the truth. The Injustice Unmasked Consumer Duty was meant to protect the public. A rallying cry for transparency, fairness, and value. But what are we seeing? Prices are rising. Not falling. Lazy income—untethered from real service—is being justified, … Continue reading Your Money or Your Life: When Consumer Duty Becomes Consumer Deception
The System Says Obey. We Say: Awaken.
They want control. We want consciousness. That’s the line in the sand. In a world ruled by statism, you're told who to be, what to want, and how to live. Your value is measured in productivity. Your choices are framed by institutions. Your future? Decided by someone else. That’s not freedom. That’s programming. Statism is … Continue reading The System Says Obey. We Say: Awaken.
Academy of Life Planning 