Ireland Exposes What the UK Must Confront: The Hidden Truth Behind Mortgage Ownership

By Steve Conley, Academy of Life Planning A landmark case in Dublin this week has pulled back the curtain on a truth that applies equally here in the UK — most homeowners no longer have a mortgage with a bank at all. In Ireland, Judge Geoffrey Shannon of the Circuit Civil Court refused to grant … Continue reading Ireland Exposes What the UK Must Confront: The Hidden Truth Behind Mortgage Ownership

When Justice Nearly Failed: How Get SAFE Helped a Family Find Peace Before Christmas

There are moments when the human cost of financial exploitation becomes painfully visible — moments when the system designed to protect us instead threatens to destroy us. This is the story of an elderly couple we’ll call D & A, who came within days of losing not only their home, but possibly their lives. A … Continue reading When Justice Nearly Failed: How Get SAFE Helped a Family Find Peace Before Christmas

🧭 When Truth, Process, and the Right Tools Align — Justice Prevails

Yesterday, one of our Get SAFE members achieved something extraordinary.Facing a major financial institution in court — alone, unrepresented, and under immense pressure — this individual walked away with a decisive procedural victory. The claimant’s legal team didn’t even turn up.The hearing lasted less than ten minutes.And yet, those ten minutes changed everything. ⚖️ A … Continue reading 🧭 When Truth, Process, and the Right Tools Align — Justice Prevails

💔 When Justice Costs Too Much: The Hidden Inequality in UK Civil Law

How ordinary people are locked out of fairness in debt, eviction, and financial exploitation disputes When people think of “justice” in the United Kingdom, they often imagine a level playing field: an impartial judge, clear rules, and everyone getting a fair hearing.It’s a comforting picture — but for many facing debt collection, eviction, or financial … Continue reading 💔 When Justice Costs Too Much: The Hidden Inequality in UK Civil Law

Litigant in Person: How to Survive and Succeed When the System Leaves You on Your Own

By Steve Conley, Founder of the Academy of Life Planning & Get SAFE “He who represents himself has a fool for a client.”— Abraham Lincoln Perhaps that was true in the 19th century.But in 2025, with AI, open knowledge, and solidarity between citizen investigators, that saying is being rewritten. ⚖️ A David vs Goliath Battle … Continue reading Litigant in Person: How to Survive and Succeed When the System Leaves You on Your Own

When Oversight Becomes Obstruction: What Evidence Suggests About the Financial Ombudsman Service

The Financial Ombudsman Service (FOS) was created to be the independent referee — the place where consumers could seek justice when financial firms failed them. Its role is vital: to provide fairness, transparency, and accountability in a sector where trust is already fragile. Yet evidence suggests a troubling pattern of behaviour inside the organisation. Instead … Continue reading When Oversight Becomes Obstruction: What Evidence Suggests About the Financial Ombudsman Service

Footballers Deserve Better: Why They Should Not Be Classified as High Net Worth or Sophisticated Clients

Professional footballers are too often treated by the financial system as “high net worth” or “sophisticated” investors. This classification strips them of the vital protections afforded to retail clients by the FCA and the Financial Ombudsman Service. In reality, they are among the most vulnerable groups in society when it comes to financial exploitation. Their … Continue reading Footballers Deserve Better: Why They Should Not Be Classified as High Net Worth or Sophisticated Clients

Guarding the Rule of Law in the Face of Financial Power: The UK’s Crossroads Moment

By Steve Conley Founder, Academy of Life Planning | Get SAFE | Transparency Task Force Ambassador In today’s political economy, the greatest threats to the rule of law often arise not from overt illegality, but from a deep entanglement between finance and state power—where policy is shaped less by democratic will and more by private … Continue reading Guarding the Rule of Law in the Face of Financial Power: The UK’s Crossroads Moment

Justice Comes at a Price – But Is It Too High?

What victims need to know before signing up with litigation funders You’ve been wronged. You’ve got a strong case. A judge even agrees it deserves to be heard. But here’s the kicker—you can’t go forward without legal representation, and you simply can’t afford it. Sound familiar? This is the gut-wrenching reality facing thousands of victims … Continue reading Justice Comes at a Price – But Is It Too High?