Steve ConleyDecember 15, 2025 The Personal Finance Society (PFS) has recently announced that more than 400 people have expressed interest in its new Pathway to the Profession initiative — a £1 million recruitment campaign designed to attract and nurture new entrants into financial planning. On the surface, this is welcome news. A profession that genuinely … Continue reading 💉 “New Blood” or Old Habits? Why a £1 Million Recruitment Drive Risks Solving Yesterday’s Problem
Tag: investing
🌍 Total Wealth Planning™ on the Rise: U.S. Advisors Validate the Global Shift Toward Holistic Advice
When Cerulli Associates released their U.S. Advisor Metrics 2025 report this month, one message stood out loud and clear: financial planning—not product distribution—is now the growth engine of the wealth management industry. Across the United States, advisors are doubling down on comprehensive, client-centred planning. On average, each advisor now offers seven distinct services, of which … Continue reading 🌍 Total Wealth Planning™ on the Rise: U.S. Advisors Validate the Global Shift Toward Holistic Advice
Most financial plans are built on products, not purpose
Yesterday, during our CPD Masterclass The Structurally Trustworthy Architect, a new member challenged me when I said, “Most people’s financial plans are built on products, not purpose.” He was adamant that good financial planners—like him—do factor in human capital strategies when building lifetime cashflow plans. I said, “Then you’re the first financial adviser I’ve met … Continue reading Most financial plans are built on products, not purpose
Introducing the AI GAME Plan™: Democratising Total Wealth Planning for Everyone, Everywhere
For 15 years, the GAME Plan has been the backbone of how we help people design lives of purpose, security, and freedom. Until now, it’s mainly been delivered through one-to-one work, workshops, and courses. Today, that changes. The AI GAME Plan is now live — a fully guided, AI-powered experience that helps anyone, anywhere, in … Continue reading Introducing the AI GAME Plan™: Democratising Total Wealth Planning for Everyone, Everywhere
Regulators Finally Blink: The Shadow Banking Stress Test Citizens Have Waited For
By Get SAFE – Support After Financial Exploitation For the first time, Britain’s regulators have turned their gaze toward the murky world of shadow banking.This week, the Bank of England confirmed that giants like Goldman Sachs, Oaktree, Carlyle, and ICG will take part in a system-wide “exploratory scenario” — a stress test designed to expose … Continue reading Regulators Finally Blink: The Shadow Banking Stress Test Citizens Have Waited For
Calling All Financial Planners: It’s Time to Reskill as a Total Wealth Planner
The financial world is changing fast — and so must you.If you’re a financial planner still focused on products and portfolios, it’s time to invest in yourself. The future belongs to Total Wealth Planners — professionals who help people plan their lives, not just their money. Here’s why this shift isn’t optional — it’s your … Continue reading Calling All Financial Planners: It’s Time to Reskill as a Total Wealth Planner
💠 The Invisible Owner: When a Mortgage Isn’t What It Seems
How Get SAFE Helped Stop a Tragic Eviction Before Christmas Last week, we helped an elderly couple avoid what could have been a fatal injustice.After fourteen years of battling an untraceable lender, they were days away from being evicted from their home — despite serious medical conditions and overwhelming evidence that the bank trying to … Continue reading 💠 The Invisible Owner: When a Mortgage Isn’t What It Seems
Why Loosening Bank Capital Rules Is a Risk — Not a Solution (An AoLP / Get SAFE Perspective)
In recent weeks, Bank of England (BoE) and its regulatory arm Prudential Regulation Authority (PRA) have signalled a push to relax capital requirements for UK banks. The official narrative promises “revived lending capacity” — more mortgages, more credit for small and medium-sized enterprises (SMEs), and renewed economic growth. On the surface, this may sound like … Continue reading Why Loosening Bank Capital Rules Is a Risk — Not a Solution (An AoLP / Get SAFE Perspective)
White Paper | From Hidden Credit Lines to Hidden Owners
How UK Banks Manufactured Defaults and Profited Through Unregulated SPVs Executive Summary This white paper reveals a hidden architecture within British banking that converts human distress into financial yield. Beneath the surface of ordinary mortgages and small-business loans lies a complex network of concealed credit lines, manufactured defaults, and unregulated securitisation vehicles. Together, these mechanisms … Continue reading White Paper | From Hidden Credit Lines to Hidden Owners
From City Pro to Superhuman: The Rise of the Holistic Wealth Planner
💼 The City Has Grown, But Its Soul Has Shrunk What London’s job boom tells us about the future of financial planning “London financial services jobs have risen 30% since 2019.”At first glance, that sounds like a renaissance story — a post-Brexit, post-pandemic comeback for the Square Mile. But look closer, and a different picture … Continue reading From City Pro to Superhuman: The Rise of the Holistic Wealth Planner
Academy of Life Planning 