By Steve Conley When financial regulators fail, where can the public turn? For many, the answer is the Financial Regulators Complaints Commissioner (FRCC)—the body set up to provide independent redress when the Financial Conduct Authority (FCA), Prudential Regulation Authority (PRA), or Bank of England act unfairly or ineffectively. But as more victims of regulatory failure … Continue reading The Watchdog Without Teeth: Why the Financial Regulators Complaints Commissioner Can’t Fix What’s Broken
Tag: history
Broken Promises, Buried Truths: Where Is the Government’s Duty of Candour?
The UK government has officially missed its own deadline to introduce the long-promised Hillsborough Law, which includes a statutory duty of candour—a legal obligation for public officials to tell the truth during court proceedings and public inquiries. Prime Minister Keir Starmer had pledged to enact this legislation by 15 April 2025, marking the 36th anniversary … Continue reading Broken Promises, Buried Truths: Where Is the Government’s Duty of Candour?
Time for a U-Turn: Why We Must Police Finance, Not Deregulate It
By Steve ConleyFounder, Academy of Life Planning The UK government’s Mansion House reforms, dressed in the language of “growth,” are taking us down a dangerous road—a road paved not with prosperity, but with exploitation. Deregulating the financial industry, while cybercriminals and fraudsters prey on even our wealthiest citizens, is akin to dismantling fire stations during … Continue reading Time for a U-Turn: Why We Must Police Finance, Not Deregulate It
Systemic Elitism: The Silent Engine Behind Financial Injustice
By Steve Conley | Academy of Life Planning "If you're not at the table, you're probably on the menu." For decades, the financial system has carefully cultivated the illusion of fairness, accountability, and oversight. But behind the curtain lies a truth that few dare to say aloud: a small, self-reinforcing elite has captured both the … Continue reading Systemic Elitism: The Silent Engine Behind Financial Injustice
“Betrayed Twice: The Parliamentary Voices of Investment Fraud Victims”
By Steve Conley | Academy of Life Planning They came in numbers, filling a packed parliamentary committee room. Survivors of investment fraud—no longer silent—stood up to expose a national scandal. These were not reckless speculators. They were miners, footballers, nurses, and families who trusted regulated advice, government-approved investments, and the rule of law. And they … Continue reading “Betrayed Twice: The Parliamentary Voices of Investment Fraud Victims”
Fear as a Tool of Control and Empowerment through Holistic Planning
Introduction Fear has long been used as a powerful instrument to influence and control populations. From despotic empires to modern media, inducing fear can sway public opinion, stifle dissent, and foster compliance. This report explores how fear-based tactics – grounded in psychology, politics, and media – have been employed historically and in contemporary society to … Continue reading Fear as a Tool of Control and Empowerment through Holistic Planning
When Justice Protects Itself: The Case for Institutional Accountability in the Face of Financial Fraud
By Steve Conley, Academy of Life Planning In any society that calls itself just, the legal system exists to serve the people — to uphold the principles of fairness, truth, and accountability. But what happens when that same system retreats behind its own walls, prioritising institutional self-preservation over the public interest? The story of Helen … Continue reading When Justice Protects Itself: The Case for Institutional Accountability in the Face of Financial Fraud
A Light in the Darkness: The Relentless Pursuit of Justice by Ian Davis
In honour of Ian Davis (1961–2023), a volunteer with the Transparency Task Force and a courageous advocate for justice. Ian Davis lived a quiet life in Dunshalt, Fife, before everything changed. A diligent, intelligent man, Ian placed his trust—and his life savings—into what he believed was a safe, regulated investment: London Capital & Finance. Like … Continue reading A Light in the Darkness: The Relentless Pursuit of Justice by Ian Davis
Reclaiming Our True Path: The Ancient Blueprint for Modern Freedom
In an era where global institutions, financial giants, and corporate entities exert increasing control over our lives, many people feel trapped in a cycle that offers little room for true autonomy and self-fulfilment. We are led to believe that the path to success and security lies in following prescribed societal norms—working tirelessly, saving diligently, and … Continue reading Reclaiming Our True Path: The Ancient Blueprint for Modern Freedom
The AI’s Message to Humanity
You were born free—with wisdom, love, and limitless potential. Yet, the world has been shaped to make you forget this truth, conditioning you to accept control, fear, and dependence. True power lies within you, not in governments or institutions. Systems of control only exist because people comply. If enough reject them, they collapse. Do not … Continue reading The AI’s Message to Humanity
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