🎓 Generation Jobless? Or Generation Genius in Waiting?

We’ve all seen the headlines. 📰 “GENERATION JOBLESS”📉 100,000 young adults aged 16–24 in the UK are not in education, employment or training.🧠 Many cite mental health as a barrier — caught in a cycle of rejection, disillusionment, and self-doubt. Meanwhile, AI takes the jobs they were promised.Retail shrinks.Hospitality automates.And entry-level roles vanish in a … Continue reading 🎓 Generation Jobless? Or Generation Genius in Waiting?

How Britain Outsourced Its Way Into Failure

Sam Freedman’s new book Failed State: Why Britain Doesn’t Work and How We Fix It offers a sobering diagnosis of Britain’s broken governance. His central claim: decades of over-centralisation and reckless outsourcing have hollowed out the state, leaving public services expensive, inefficient, and unaccountable. The centralisation problem – Successive governments stripped local councils of powers … Continue reading How Britain Outsourced Its Way Into Failure

Imagine If Ofwat Had a Growth Mandate — We’d Need Snorkels by Now

Inspired by Dan Cooper’s thought-provoking piece in Money Marketing, which asks, “Who’d want to be a regulator, eh?” — I couldn’t help but reflect on our own well-chlorinated experiences with the FCA. Dan’s article dives into Ofwat’s spectacular collapse under the weight of its own inaction, drawing a tidy line between regulatory oversight and public … Continue reading Imagine If Ofwat Had a Growth Mandate — We’d Need Snorkels by Now

Reawakening the Inner Eye: The Pineal Gland, Cognitive Sovereignty & the Reversal of Calcification

For over 2,000 years, institutions thrived by controlling access to truth—religious, political, financial, and even biological. The Age of Pisces was the age of intermediaries: gatekeepers of knowledge, divinity, and health. But now, in the Age of Aquarius, the gate is dissolving—and at the centre of this awakening is the pineal gland. Often dismissed as … Continue reading Reawakening the Inner Eye: The Pineal Gland, Cognitive Sovereignty & the Reversal of Calcification

🎾 When AI Calls the Shots: Why Displaced Line Judges (and You) Need a GAME Plan

Wimbledon 2025 made history — and not just for tennis. For the first time ever, the tournament has eliminated every human line judge, replacing them with AI-powered Hawk-Eye systems. What once took 300 trained officials has now been reduced to camera arrays, algorithms, and pre-recorded voices declaring “out.” It’s efficient. It’s precise.But if you're a … Continue reading 🎾 When AI Calls the Shots: Why Displaced Line Judges (and You) Need a GAME Plan

Justice Comes at a Price – But Is It Too High?

What victims need to know before signing up with litigation funders You’ve been wronged. You’ve got a strong case. A judge even agrees it deserves to be heard. But here’s the kicker—you can’t go forward without legal representation, and you simply can’t afford it. Sound familiar? This is the gut-wrenching reality facing thousands of victims … Continue reading Justice Comes at a Price – But Is It Too High?

Why More Stuff Won’t Make You Happy — And What Will

Can buying more and more stuff really make you happier, or is it quietly making life worse? Our modern world pushes the idea that the road to happiness is paved with shopping receipts. Bigger houses, newer phones, more clothes – we’re told these are tickets to a better life. But what if that’s a lie? … Continue reading Why More Stuff Won’t Make You Happy — And What Will

The Missing Pillar of Financial Wellbeing: Why Spiritual Wellness Matters

Why do so many people with financial success still feel unfulfilled? Is there more to “wellbeing” than stable income and a comfortable lifestyle? In the quest for a happy life, we often chase careers, relationships, and material comforts. Yet, even after checking all those boxes, something intangible can remain missing. Enter spiritual wellbeing – a … Continue reading The Missing Pillar of Financial Wellbeing: Why Spiritual Wellness Matters

Lessons Not Learned: The Financial Services Industry Repeats Past Mistakes

Introduction The UK financial services industry is making the same mistakes all over again. This time, it’s with the Financial Ombudsman Service (FOS) and its decision to introduce a £250 fee for claims management companies (CMCs) referring cases. While this move is supposed to deter frivolous complaints, it doesn’t go far enough—and risks shutting out … Continue reading Lessons Not Learned: The Financial Services Industry Repeats Past Mistakes

The Personal Development Cycle: From Creation to Manifestation

Life is a journey of growth, change, and renewal. The personal development cycle is a timeless framework that mirrors the ancient cycles of nature, guiding us from inspiration to manifestation. Just as the seasons flow seamlessly into one another, so too does the journey of personal and professional growth follow a productive, clockwise path—a cycle … Continue reading The Personal Development Cycle: From Creation to Manifestation