Human Capital: The Forgotten Foundation of Total Wealth

By Steve Conley, Founder, Academy of Life Planning “Investment in human capital is not merely an economic act — it is a declaration of faith in humanity itself.” For generations, the financial world has been fixated on the growth of money — GDP, stock portfolios, property values — while quietly neglecting the deeper force that … Continue reading Human Capital: The Forgotten Foundation of Total Wealth

Cosmic Maintenance: How the GAME Plan Renews an Ancient Human Mission

Across cultures and centuries, our ancestors told the same story in different tongues:creation is not finished, and humanity’s work is to keep the universe in balance.At the Academy of Life Planning, the GAME Plan — Goals → Actions → Means → Execution — is our practical expression of that timeless task.It is not merely a … Continue reading Cosmic Maintenance: How the GAME Plan Renews an Ancient Human Mission

Beyond Efficiency: Why the AI GAME Plan Is the Structurally Trustworthy Framework for Financial Planning

Three years after ChatGPT’s launch, artificial intelligence has officially come of age.As Nick Eatock notes in Money Marketing, AI is now mainstream in financial advice—praised for efficiency, data analysis, and compliance support. But in the rush to automate, one vital question remains largely unasked: Can AI be trusted to serve people rather than products? At … Continue reading Beyond Efficiency: Why the AI GAME Plan Is the Structurally Trustworthy Framework for Financial Planning

Introducing the AI GAME Plan™: Democratising Total Wealth Planning for Everyone, Everywhere

For 15 years, the GAME Plan has been the backbone of how we help people design lives of purpose, security, and freedom. Until now, it’s mainly been delivered through one-to-one work, workshops, and courses. Today, that changes. The AI GAME Plan is now live — a fully guided, AI-powered experience that helps anyone, anywhere, in … Continue reading Introducing the AI GAME Plan™: Democratising Total Wealth Planning for Everyone, Everywhere

Purpose on the Wall. Profit in the Hall: How to Spot the Exploiting Archetype in Empowering Clothing

🎭 The Exploiting Archetype in Empowering Clothing “Purpose on the Wall. Profit in the Hall.” Front-stage message:“Financial advice changes lives. We care. We guide. We serve.” Back-stage reality:“Financial advice sells products. We capture, we convert, we extract.” 🧩 Structural Dissection AspectFront-stage (Empowering Language)Back-stage (Exploiting Structure)Mission Statement“We help people navigate life changes with confidence.”“We train career … Continue reading Purpose on the Wall. Profit in the Hall: How to Spot the Exploiting Archetype in Empowering Clothing

Financial advisers – your jobs have gone.You and your clients just don’t know it yet.

Financial advisers – your jobs have gone.You and your clients just don’t know it yet. That’s the uncomfortable starting point for this piece. Mind the gap? What gap? For years, the UK financial services industry and its regulators have talked about the advice gap – the millions who “need advice” but don’t get it. The … Continue reading Financial advisers – your jobs have gone.You and your clients just don’t know it yet.

The Real Value of Advice: Why We Don’t Charge by the Pound of Assets Under Management

“If your worth is measured by the market, you’ve already sold your soul to it.” Across the financial advice industry, one number continues to dominate — 1%.Whether your wealth grows or falls, the adviser’s fee remains tethered to it. The Citywire Top 100 Firms 2025 and FCA data show the same pattern: ongoing charges clustered … Continue reading The Real Value of Advice: Why We Don’t Charge by the Pound of Assets Under Management

AoLP Blog: “Let’s Get the Debate Over With”: You’re all doing financial planning wrong.

You’re all doing financial planning wrong.When one person stands against the crowd, it’s easy to dismiss them as difficult, disruptive, or wrong. But what if that one person simply sees the truth differently? For years, I’ve been that “annoying guy” in your feed saying the financial planning industry has lost its way. It’s not about … Continue reading AoLP Blog: “Let’s Get the Debate Over With”: You’re all doing financial planning wrong.