Ministers Are the Biggest Asset Hooverers in Britain

And guess whose pensions they’re vacuuming up? Yours. It’s official. The people running the country have been taking notes from the investment sales industry. Step one? Consolidate as many pension pots as you can. Step two? Treat them like your own personal piggy bank. Step three? Dip into them to fund big-ticket infrastructure dreams—with zero … Continue reading Ministers Are the Biggest Asset Hooverers in Britain →

The Silent Epidemic: Financial Mis-Selling and the Stigmatisation of Victims

For decades, victims of financial mis-selling by FCA-regulated advisers have been ignored, dismissed, and even vilified. Instead of receiving the justice they deserve, they are treated as an embarrassment to the system—ostracised, gaslighted, and accused of tarnishing the financial services industry. This is not just an isolated issue; it is an epidemic and a national … Continue reading The Silent Epidemic: Financial Mis-Selling and the Stigmatisation of Victims →

A GAME Plan for Britain: Unlocking Growth Through Purpose and People

The UK Government has set its sights on economic growth, an ambition I fully support. However, the approach currently being pursued—one that relies heavily on the financial sector’s guidance—will not deliver the outcomes we need. Growth isn’t achieved through short-term financial engineering or a deregulated banking system; instead, it stems from long-term investment in human … Continue reading A GAME Plan for Britain: Unlocking Growth Through Purpose and People →

Rethinking the UK’s Growth Agenda: Why Banking Alone Isn’t Enough

The UK Government’s focus on UK capital markets as a driver for economic growth raises important questions. While banking is a cornerstone of the economy, relying heavily on it risks overlooking opportunities in faster-growing, innovation-driven sectors. Here's what bankers are sharing with the government, shaping the direction of their "growth agenda": Losing our place as … Continue reading Rethinking the UK’s Growth Agenda: Why Banking Alone Isn’t Enough →

Unlocking Economic Potential: The Role of Human Capital

When we think about the foundations of economic growth and societal well-being, one key factor often rises to the top: people. Specifically, the skills, knowledge, and capacities they bring to the table—known as human capital. For financial planners and policymakers alike, understanding and investing in human capital is not just an academic exercise; it’s a … Continue reading Unlocking Economic Potential: The Role of Human Capital →

Unlocking Human Potential: A Holistic View of Human Capital

When we think of human capital, education often takes centre stage. But human capital is far more complex and multifaceted. To truly understand its potential for transforming lives and reducing inequality, we need to expand our definition and adopt a holistic approach. Education alone, like maintaining the water temperature in a tropical fish tank, won’t … Continue reading Unlocking Human Potential: A Holistic View of Human Capital →

Bridging the Gap: Investing in People to Tackle Income Inequality

Income inequality isn’t just a financial statistic—it’s a human story, one of opportunity lost or gained. While financial investments often dominate economic strategies, a growing body of research reveals the transformative power of investing in human capital—the skills, education, and health of individuals. The Case for Human Capital Recent findings from Ethiopia underscore the profound … Continue reading Bridging the Gap: Investing in People to Tackle Income Inequality →

Raising Living Standards: A Welcome Shift for the Public and Holistic Financial Planners

Last week, Keir Starmer made a decisive shift in focus—moving from a narrow "growth objective" to a broader and far more meaningful goal: raising living standards. For the public and holistic financial planners alike, this is a breath of fresh air and a move in the right direction. Why? Because the old focus on growth … Continue reading Raising Living Standards: A Welcome Shift for the Public and Holistic Financial Planners →

Human Capital Development: The Key to Economic Resilience and Personal Prosperity

Human Capital is far more than a buzzword—it’s a concept with the power to reshape our economic landscape and our personal lives. At its core, Human Capital represents the present value of our future earnings, which is embedded in our skills, know-how, mindset, health, relationships, and character. In essence, it’s our individual and collective capacity … Continue reading Human Capital Development: The Key to Economic Resilience and Personal Prosperity →

Labour’s Plans for Financial Services Regulation: A Comprehensive Overview

Authors: Chris Chapman, Lauren Howells: Labour's Plans for Financial Services Regulation: What We Know | Insights | Mayer Brown Introduction Labour has achieved a landslide victory in the recent general election, securing 412 seats. This article explores Labour's plans for financial services regulation, drawing from their manifesto and other publications to provide insights into their … Continue reading Labour’s Plans for Financial Services Regulation: A Comprehensive Overview →