What do SJP advisers and Bitcoin investors have in common? More than you’d think. In the world of crypto, every four years the market goes wild. Bitcoin’s supply is halved, prices spike, and whales (big investors) offload their holdings to unsuspecting krill (small investors) caught up in the hype. The result? Those in the know … Continue reading Is SJP the New Bitcoin? How Adviser Debt Became the Next Bubble
Tag: cryptocurrency
Think You Can Outsmart the Market? Why Timing Stocks – and Crypto – Rarely Works
Is timing the market a fool’s errand? Many investors dream of selling at the top and buying at the bottom. The reality: even professional fund managers with fancy models often can’t pull it off. For everyday investors, trying to time the stock market is like playing darts blindfolded – and when it comes to crypto, … Continue reading Think You Can Outsmart the Market? Why Timing Stocks – and Crypto – Rarely Works
Should Cryptoassets Feature in Your Wealth Plan? A Balanced Look for Personal and Professional Planners
Cryptocurrencies are headline-grabbing, high-risk, and highly debated. From Bitcoin to Ethereum, cryptoassets have sparked curiosity and controversy alike. If you’re a personal or professional financial planner wondering whether these digital assets deserve a place in your wealth strategy, this article aims to provide clarity. Let’s unpack the current state of the crypto market, weigh the … Continue reading Should Cryptoassets Feature in Your Wealth Plan? A Balanced Look for Personal and Professional Planners
Whose Voice Matters Most? Consumers, Regulation, and the Fight for Fairness
When it comes to financial regulation, consumers should always come first. Protecting them is—or at least should be—the primary objective of any regulatory body. But is that truly what’s happening in the UK today? Increasingly, it feels like the voices of ordinary people are being drowned out by the deafening lobbying power of financial institutions. … Continue reading Whose Voice Matters Most? Consumers, Regulation, and the Fight for Fairness
Breaking the Financial Advice Barrier: Why Empowerment, Not Intermediation, is the Future
You’ve probably heard it before: “It’s not possible for advisers to serve those in the advice gap.” Sounds dramatic, doesn’t it? Like something straight out of a financial apocalypse movie. But let's cut through the noise and get to the heart of the matter. The financial advice industry is in turmoil, and not for the … Continue reading Breaking the Financial Advice Barrier: Why Empowerment, Not Intermediation, is the Future
Navigating the Future of Financial Advising: A Call to Action
Ensuring Compliance and Building Trust: The Imperative of Documenting and Evidencing Ongoing Reviews In the ever-evolving landscape of financial advising, the stark revelation that 77% of fee income for firms is recurring raises critical questions about the sustainability and integrity of current practices. The Financial Conduct Authority's scrutiny has underscored a fundamental principle: without documented … Continue reading Navigating the Future of Financial Advising: A Call to Action
The FCA’s Controversial Strategy: A Catalyst for Change in the Financial Advisory Landscape
The Financial Conduct Authority's (FCA) recent announcement to 'name and shame' firms under investigation has sparked significant debate within the financial services sector. With approximately two-thirds of these investigations concluding without further action, there's a growing concern among regulated advisers about the potential for unwarranted reputational damage. This aggressive enforcement tactic may lead advisers to … Continue reading The FCA’s Controversial Strategy: A Catalyst for Change in the Financial Advisory Landscape
Academy of Life Planning 