Replacing Extraction with Empowerment — Restoring Truth, Trust & Freedom in FinanceBy Steve Conley, Founder of the Academy of Life Planning (AoLP) & Get SAFE The Financial Conduct Authority has just sounded another quiet alarm. In a review published on 31 October 2025, the FCA warned that mounting debt, weak governance, and conflicted incentives within … Continue reading 💣 The Leverage Trap: Why Advice Consolidation Is the Next Financial Stability Risk →