"Human beings interpret change in different ways—some through logic and evidence, others through intuition, cycles, and symbols. What follows may not resonate with everyone, but for many, the transition from the Age of Pisces to the Age of Aquarius offers a compelling lens to understand what's unfolding in finance, politics, and society. Whether literal or … Continue reading From Delegation to Self-Realisation: Why Financial Planning Must Evolve with the Age
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The Financial Planning Process for Young People: What Changes?
Financial planning for young people is not a simplified version of retiree planning—it’s a different game entirely. With lives marked by constant change, younger clients require a dynamic, adaptive approach grounded in cash flow management, emotional intelligence, and relationship-based service. At the Academy of Life Planning, we use the GAME Plan—a holistic, cyclical process that … Continue reading The Financial Planning Process for Young People: What Changes?
From Transaction to Transformation: Why Aegon’s ‘Money:Mindshift’ Campaign Is a Step in the Right Direction
By Steve Conley, Founder, Academy of Life Planning Something significant is stirring in the financial services world. This week, Aegon launched its Money:Mindshift campaign — a conscious attempt to challenge the traditional, transactional model of financial advice. Led by Dr Tom Mathar, the campaign invites us to move beyond the numbers and reconnect with what … Continue reading From Transaction to Transformation: Why Aegon’s ‘Money:Mindshift’ Campaign Is a Step in the Right Direction
Financial Education in Schools: Why the Law Must Change
By Steve Conley, Founder of the Academy of Life Planning Early Investment: Why Human Capital Matters Most At the Academy of Life Planning, we advocate for a definition of wealth that goes beyond bank balances. The CFA Institute’s 2024 study Lifetime Financial Advice: A Personalized Optimal Multilevel Approach defines total wealth as: Total Wealth = … Continue reading Financial Education in Schools: Why the Law Must Change
Your Money or Your Life: When a Growth Agenda Becomes a Wrecking Ball
In memory of every family business under siege.For every next-generation entrepreneur told there's no room left for you. They call it a growth agenda.They tell you they’re rebuilding Britain.They wave the flag of fiscal responsibility. But look closer. This isn’t a growth agenda—it’s a controlled demolition. Taxes are rising. Wealth is fleeing. Public finances are … Continue reading Your Money or Your Life: When a Growth Agenda Becomes a Wrecking Ball
Break Free: Why the Future of Financial Planning Starts with You
I remember the exact moment I knew I couldn’t stay silent anymore.There I was—at the top of my game. A senior leader in one of the biggest financial institutions in the UK, steering billions of pounds in investments, sitting at the table with the so-called “movers and shakers.” From the outside, I had it all: … Continue reading Break Free: Why the Future of Financial Planning Starts with You
From Patient to Planner: How the Academy of Life Planning Applies NHS Principles to Financial Well-Being
At the Academy of Life Planning, we believe in turning proven healthcare philosophies into powerful financial planning principles. Inspired by the NHS Long Term Plan and the person-centered care model, we’ve developed an approach to wealth that treats individuals not as passive recipients of financial advice, but as active participants in their own prosperity. Just … Continue reading From Patient to Planner: How the Academy of Life Planning Applies NHS Principles to Financial Well-Being
Case Study: Empowering Financial Independence After Bereavement
Background Sarah, a 56-year-old widow, approached us in June 2023 following the loss of her husband 18 months prior. In addition to grieving her husband, Sarah had also been a primary caregiver for her father, whom she also lost recently. These life-altering events left her emotionally drained and facing significant financial anxiety. Sarah's late husband … Continue reading Case Study: Empowering Financial Independence After Bereavement
£38 Billion Left on the Table: Are You Sleepwalking Through Your Savings?
What would you do with an extra £38 billion? That’s how much UK savers are missing out on—every single year—by parking their cash in low-interest accounts and failing to shop around. It’s a quiet crisis, and it’s costing us all. The Sleeping Giant in Your Wallet More than £1.3 trillion—yes, trillion—is currently sitting in accounts … Continue reading £38 Billion Left on the Table: Are You Sleepwalking Through Your Savings?
How the GAME Plan Empowers Victims of Financial Crime to Rebuild Their Lives
Financial Crime: A Crisis of Trust and Survival For too long, financial crime has been framed as an economic issue. But as the Faces of Financial Crime report makes clear, the reality is far more devastating. Victims don’t just lose money—they lose their peace of mind, their sense of security, and in some cases, even … Continue reading How the GAME Plan Empowers Victims of Financial Crime to Rebuild Their Lives
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