By Steve Conley | 25 July 2025 In a move that would send shockwaves through any functioning democracy, Chancellor Rachel Reeves is reportedly considering overruling the UK Supreme Court to protect banks and car finance lenders from a £60 billion compensation bill—leaving millions of misled consumers out in the cold. This extraordinary development—revealed by The … Continue reading Whose Side Is Labour On? £60bn Car Finance Scandal Exposes City’s Grip on Government
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💼 VAT and Financial Advice: Let’s Get Honest
“Advice is not exempt because it feels valuable. Exemption applies because the law says it does.” In the world of financial services, there’s a persistent (and often convenient) misunderstanding: that all financial advice is VAT-exempt. It isn’t. And it’s time we stopped pretending otherwise. As someone working to empower consumers and advisers alike through transparency … Continue reading 💼 VAT and Financial Advice: Let’s Get Honest
EXPOSÉ: The Evidence Is In — Britain’s Financial System Is Corrupt to the Core
“The system comes first, and the consumer comes last — this is the Age of Pisces in terminal decline.” By Steve Conley, Founder, Academy of Life PlanningPublished July 25, 2025 🔥 Breaking: A Crumbling Edifice of Power and Collusion The veil has lifted. We now have undeniable, documented proof that every tier of the UK’s … Continue reading EXPOSÉ: The Evidence Is In — Britain’s Financial System Is Corrupt to the Core
💸 Advice Fees in Crisis: Why It’s Time to Ditch the Lazy Income Model
By Steve Conley, Founder, Academy of Life PlanningPublished July 2025 When financial advisers start worrying that clients can’t afford their fees, the industry faces more than just a commercial dilemma—it confronts a crisis of identity. As reported by Laura Purkess, advisers are increasingly watching clients—some earning over £100,000—struggle to pay ongoing advice fees. The gut … Continue reading 💸 Advice Fees in Crisis: Why It’s Time to Ditch the Lazy Income Model
Beyond the Growth Agenda: 86% Wealthy Brits Are Already Choosing Empowerment Over Extraction
A recent study reveals a telling statistic: 86% of UK adults with over £100,000 in investable assets are not using a financial adviser. That’s more than 16 million people, rejecting delegation and choosing empowerment. And yet, the financial establishment continues to frame this as a “missed opportunity” — not for the people, but for the … Continue reading Beyond the Growth Agenda: 86% Wealthy Brits Are Already Choosing Empowerment Over Extraction
🎲 The Roulette Table of Reform: We’re Still Paying for the Last Crisis
“When the music stops, in terms of liquidity, things will be complicated.” — Chuck Prince, Citigroup CEO, July 2007A month later, it stopped. We’re still dancing to the bill. We were told the bailouts were temporary. Emergency. Necessary.That the cost to the taxpayer would be recouped. That lessons had been learned. But here we are—17 … Continue reading 🎲 The Roulette Table of Reform: We’re Still Paying for the Last Crisis
Introducing the Goliathon: The People’s Weapon Against Financial Injustice
"Injustice thrives on confusion. Justice demands clarity." — The Goliathon Across the UK, thousands of individuals and small businesses have faced the crushing machinery of financial exploitation—coerced into personal guarantees, pressured into false defaults, stripped of their assets, and silenced by complexity and time-barred excuses. It’s time that changed. What Is the Goliathon? The Goliathon … Continue reading Introducing the Goliathon: The People’s Weapon Against Financial Injustice
Tipping Point: The Cracks Were Always There — And Change Is Coming
"First they ignore you. Then they ridicule you. Then they fight you. Then you win."— Often attributed to Gandhi The Supreme Court’s decision this week to overturn the convictions of former City traders Tom Hayes and Carlo Palombo is more than a legal victory. It is a moment of reckoning. A tipping point. And for … Continue reading Tipping Point: The Cracks Were Always There — And Change Is Coming
Pisces or Aquarius? The PFS Spends £1 Million—But Whose Future Are They Funding?
“We’re building a profession,” they say. But are we still just dressing up distribution in a new robe?” This week, the Personal Finance Society (PFS), under the influence of its parent body the Chartered Insurance Institute (CII), announced a £1 million initiative to recruit “new blood” into financial planning. They’ve called it Pathway to the … Continue reading Pisces or Aquarius? The PFS Spends £1 Million—But Whose Future Are They Funding?
Run-On, Not Run-Off: Why It’s Time to Reclaim Our Pensions from the Insurance Industry
“There comes a point where silence becomes betrayal.” — Martin Luther King Jr. For decades, workplace pension schemes have promised security in retirement. But behind the scenes, a silent transfer of power—and profit—is taking place. Defined Benefit (DB) pension schemes, once the gold standard of retirement provision, are being sold off en masse to life … Continue reading Run-On, Not Run-Off: Why It’s Time to Reclaim Our Pensions from the Insurance Industry
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