The Financial Conduct Authority (FCA) has announced plans to help firms “eradicate jargon” from investment disclosures — part of a wider package to make retail investing more “accessible and engaging” for ordinary Britons. On the surface, this looks like progress. After all, financial jargon has long been a tool of exclusion — designed to obscure, … Continue reading 🧭 Plain Words, Hidden Risks: The FCA’s New Push to “Eradicate Jargon”
Category: Uncategorized
Beyond Efficiency: Why the AI GAME Plan Is the Structurally Trustworthy Framework for Financial Planning
Three years after ChatGPT’s launch, artificial intelligence has officially come of age.As Nick Eatock notes in Money Marketing, AI is now mainstream in financial advice—praised for efficiency, data analysis, and compliance support. But in the rush to automate, one vital question remains largely unasked: Can AI be trusted to serve people rather than products? At … Continue reading Beyond Efficiency: Why the AI GAME Plan Is the Structurally Trustworthy Framework for Financial Planning
Introducing the AI GAME Plan™: Democratising Total Wealth Planning for Everyone, Everywhere
For 15 years, the GAME Plan has been the backbone of how we help people design lives of purpose, security, and freedom. Until now, it’s mainly been delivered through one-to-one work, workshops, and courses. Today, that changes. The AI GAME Plan is now live — a fully guided, AI-powered experience that helps anyone, anywhere, in … Continue reading Introducing the AI GAME Plan™: Democratising Total Wealth Planning for Everyone, Everywhere
From Moral Revolution to Moral Economy: The Next Step in Humanity’s Evolution
When Dutch historian Rutger Bregman delivered this year’s BBC Reith Lectures on the theme of “Moral Revolution,” he captured something profound: the sense that the world’s elites have lost their moral compass — and that small, committed groups of citizens must again lead the next great transformation. Bregman reminds us that history is a reservoir … Continue reading From Moral Revolution to Moral Economy: The Next Step in Humanity’s Evolution
Who Guards the Guardians?
When Regulators, Broadcasters, and Algorithms Blur the Lines of Accountability By Get SAFE — Support After Financial ExploitationA citizen-led initiative empowering victims of financial harm through truth, transparency, and technology. Written by Steve Conley, Founder of Get SAFE (Support After Financial Exploitation) — a UK-based charitable initiative empowering victims of financial harm through education, advocacy, … Continue reading Who Guards the Guardians?
🏛️ Shouldn’t the Same Facts Be Available to Customers as to Investors?
By Steve Conley, Academy of Life Planning A good friend once said, “We’re only warming up.” That feels true today — because this isn’t about attacking any bank. It’s about ensuring truth, fairness, and balance in how information is shared. Recently, we reviewed the Lloyds Banking Group Fixed Income Investor Presentation (20 February 2025). Page … Continue reading 🏛️ Shouldn’t the Same Facts Be Available to Customers as to Investors?
💠 Should the Same Moral and Legal Standards Apply — Whether the Perpetrators Wear Post Office Badges or Bank Ties?
In December 2025, Parliament will once again host a vital conversation about justice — this time, concerning the Post Office Scandal.After years of heart-rending testimony, the police have confirmed that corporate manslaughter charges are now under consideration in relation to the Horizon IT failures that ruined hundreds of lives and, tragically, cost some their own. … Continue reading 💠 Should the Same Moral and Legal Standards Apply — Whether the Perpetrators Wear Post Office Badges or Bank Ties?
💥 Captured Watchdogs Rip Up the Rulebook: Deregulation Returns — and Citizens Will Pay the Price
The Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) have just announced they’re scrapping the Building Societies Sourcebook — the cornerstone rulebook that governed mutual lending practices. They call it a “growth boost.”I call it a warning sign. The Disguise of “Empowerment” In a move hailed by City Minister Lucy Rigby as part of … Continue reading 💥 Captured Watchdogs Rip Up the Rulebook: Deregulation Returns — and Citizens Will Pay the Price
💠 Deprogramming the Exploitation Mindset: Why Advisers Confuse Freedom with Greed
By Steve Conley, Founder of the Academy of Life Planning The Industry’s Hidden Shadow Scroll through today’s adviser recruitment ads and you’ll see a familiar theme — luxury cars, seven-figure dreams, and promises of total freedom.But look beneath the surface, and you’ll find a culture not of empowerment, but of exploitation — of advisers and … Continue reading 💠 Deprogramming the Exploitation Mindset: Why Advisers Confuse Freedom with Greed
💠 When the System Fails: How One Citizen Exposed the Hidden Mechanics of Financial Exploitation
By Steve Conley, Founder – Get SAFE (Support After Financial Exploitation) 1. The Case Behind the Curtain A citizen came to Get SAFE in 2025, convinced that something deeply wrong had occurred in the transfer and possession of her home. Over time she uncovered evidence that no lawful authority existed for the “repossession” that had … Continue reading 💠 When the System Fails: How One Citizen Exposed the Hidden Mechanics of Financial Exploitation
Academy of Life Planning 