By Steve Conley, Founder of the Academy of Life Planning Computer science graduates were supposed to be the safest bet in the 21st-century job market. Coding was “the new literacy.” The narrative was clear: learn to program, and you’ll never be out of work. Yet today, we see talented graduates—like Eddie Hart and Colin from … Continue reading When Even Coders Can’t Get Jobs, The Graduate GAME Plan Becomes Essential
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Surprise, Surprise: Pension Companies Want More Assets Under Management!
Here we go again. In its latest report, Saving Retirement: Who Is at Risk and Why?, the Society of Pension Professionals (SPP) calls on the government to extend auto-enrolment to the self-employed—those 4.3 million free spirits who, until now, have largely evaded the asset-hungry machinery of institutional pensions. And why? Because, apparently, they are “disenfranchised.” … Continue reading Surprise, Surprise: Pension Companies Want More Assets Under Management!
Goliathon: Equipping Citizen Investigators to Take on the System
“The system is stacked against victims. Goliathon puts us on a level playing field.” – Robert, Citizen Investigator Why We Created Goliathon Across the UK and beyond, thousands of ordinary people have been devastated by financial exploitation. Victims of fraud, mis-selling, and institutional neglect are too often left to pick up the pieces alone. Many … Continue reading Goliathon: Equipping Citizen Investigators to Take on the System
Options on the Table: How the Chancellor Plans to Plug the £50bn Black Hole
The October Budget is shaping up to be one of the most consequential in recent memory. Chancellor Rachel Reeves faces a fiscal shortfall of up to £50 billion, and with manifesto promises ruling out hikes to income tax, national insurance, or VAT, her gaze has turned to the property market. At the centre of discussion … Continue reading Options on the Table: How the Chancellor Plans to Plug the £50bn Black Hole
Human Capital, Inequality, and the Paradox of Progress: Why We Must Deliver the GAME Plan to Disadvantaged Communities
For decades, policymakers in the UK and across the developed world have repeated a simple mantra: more education leads to more equality. Education, we’ve been told, is the great leveller—the ladder by which anyone can rise, regardless of background. But the evidence now shows that this is, at best, only half true. A recent study … Continue reading Human Capital, Inequality, and the Paradox of Progress: Why We Must Deliver the GAME Plan to Disadvantaged Communities
How Britain Outsourced Its Way Into Failure
Sam Freedman’s new book Failed State: Why Britain Doesn’t Work and How We Fix It offers a sobering diagnosis of Britain’s broken governance. His central claim: decades of over-centralisation and reckless outsourcing have hollowed out the state, leaving public services expensive, inefficient, and unaccountable. The centralisation problem – Successive governments stripped local councils of powers … Continue reading How Britain Outsourced Its Way Into Failure
Why Investing in Continuous Training Systems Is Essential for the Age of Automation and Globalisation
“Change is inevitable, but growth is intentional.” We are living in a time where technology and globalisation are rewriting the rules of work faster than most education systems or businesses can keep up. Automation, artificial intelligence, and international competition are transforming industries and disrupting careers. In this landscape, the most valuable resource is not financial … Continue reading Why Investing in Continuous Training Systems Is Essential for the Age of Automation and Globalisation
For True Economic Growth, Government Must Invest in Human Capital Equality
The government speaks often about “growing the economy.” Yet too frequently the conversation stops at GDP, investment incentives, or headline infrastructure projects. What is missing from this vision is the single most decisive driver of long-term growth: human capital equality. A major international study of 108 countries across four decades found that economic success was … Continue reading For True Economic Growth, Government Must Invest in Human Capital Equality
From Bats and Newts to Bankers: Why the UK Is Making the Wrong Choice
When Ecuador rewrote its constitution in 2008, it did something extraordinary: it gave legal rights to the planet itself. Nature was no longer just a resource to be exploited; rivers, forests, and ecosystems were recognised as having the right to “exist, persist, and regenerate.” This bold move, rooted in indigenous wisdom, set a global precedent. … Continue reading From Bats and Newts to Bankers: Why the UK Is Making the Wrong Choice
🚨 When “Crypto Education” Becomes a Risky Financial Promotion
There’s a lot of noise right now about crypto, DeFi, and the new “education academies” promising to show people how to get rich from them. I recently reviewed one such promotion, the Crypto & DEFI Academy, and I want to share what I found—not to rant, but to demonstrate what basic due diligence reveals. This … Continue reading 🚨 When “Crypto Education” Becomes a Risky Financial Promotion
Academy of Life Planning 