The news is sobering. According to new data from Adzuna, entry-level vacancies in the UK have dropped to their lowest level in five years. Employers are cutting back on lower-paid roles for younger staff in the wake of higher National Insurance contributions, rising minimum wages, and broader cost pressures. At the same time, AI is … Continue reading Five Tips for a Graduate GAME Plan in a Cooling Job Market
Category: Uncategorized
Beyond Money: How Human, Social, and Psychological Capital Drive Real Economic Growth
“Wealth is not just what you own. It’s what you know, how you connect, and who you become.” For decades, mainstream economics has taught us to measure prosperity through the narrow lens of financial capital—land, factories, investments, balance sheets. Yet a growing body of research, including a fascinating study from the Annals of the Constantin … Continue reading Beyond Money: How Human, Social, and Psychological Capital Drive Real Economic Growth
Life Planning: To Empower, or Exploit? Which One Do You Choose?
It wasn’t long ago that an SJP divisional director approached me for Life Planning training for his team.I said, that’s wonderful—are you changing your business model, then? Are you going to treat the client as the customer, and not the money? I never heard from him again. Ghosted. And I can guess why. He found … Continue reading Life Planning: To Empower, or Exploit? Which One Do You Choose?
University or Bust? Why Young People Need a Graduate GAME Plan
It was A-level results day. Across the country, teenagers were refreshing UCAS, parents were on edge, and university prospectuses were being dusted off. For many, it felt like the only path. But is it? Two decades after Tony Blair pledged to send half of Britain’s young people to university, that ambition has been achieved. Yet … Continue reading University or Bust? Why Young People Need a Graduate GAME Plan
When Tax Rumours Spark Panic – How a Financial Life Coach Brings Calm
Every time a Budget approaches, the rumour mill goes into overdrive. Talk of wealth taxes, pension rule changes, or new levies fills headlines and social feeds. For many of our clients, these stories don’t just stay in the news—they spark fear. “Will I lose my savings?”“Should I rush into changes before it’s too late?”“What if … Continue reading When Tax Rumours Spark Panic – How a Financial Life Coach Brings Calm
🎓 Generation Jobless? Or Generation Genius in Waiting?
We’ve all seen the headlines. 📰 “GENERATION JOBLESS”📉 100,000 young adults aged 16–24 in the UK are not in education, employment or training.🧠 Many cite mental health as a barrier — caught in a cycle of rejection, disillusionment, and self-doubt. Meanwhile, AI takes the jobs they were promised.Retail shrinks.Hospitality automates.And entry-level roles vanish in a … Continue reading 🎓 Generation Jobless? Or Generation Genius in Waiting?
From Car Boots to Capital: A Case Study in Human Capital Development in Financial Planning
“Wealth is not what you own, but what you can create.” Financial planning is often thought of as the management of money already earned. But in reality, the foundation of financial well-being lies in human capital – the knowledge, skills, energy, and networks that allow us to generate new streams of value. Nowhere is this … Continue reading From Car Boots to Capital: A Case Study in Human Capital Development in Financial Planning
Turning Helplessness into Intelligence: Using Cipolla’s Matrix in Life Planning
Carlo M. Cipolla’s classic essay, The Basic Laws of Human Stupidity (1976), remains as provocative as it is insightful. In it, he mapped human behaviour across two axes: Impact on others – whether actions bring benefit or harm. Impact on self – whether actions lead to personal gain or loss. This simple framework creates four … Continue reading Turning Helplessness into Intelligence: Using Cipolla’s Matrix in Life Planning
The Hidden Wealth Within Us: Why Human Capital Holds the Key to Prosperity
When economists value a nation, they often compare its market value (what it’s worth in total) to its book value (the tangible assets you can see and measure). Today, that ratio is about 5:1. In other words, only around 20% of a nation’s wealth is physical—land, buildings, machinery—while the remaining 80% lies in the invisible: … Continue reading The Hidden Wealth Within Us: Why Human Capital Holds the Key to Prosperity
Announcing The Knights of Aquarius: A New Order of Life Planners Who Save Lives
In a world where financial systems exploit and institutions look away, we need more than advisers. We need guardians of truth and dignity. That is why today, I am proud to announce the founding of a new order within the Academy of Life Planning: The Knights of Aquarius. 🌍 Who Are the Knights of Aquarius? … Continue reading Announcing The Knights of Aquarius: A New Order of Life Planners Who Save Lives
Academy of Life Planning 