This case study is published jointly by the Academy of Life Planning (AoLP) and Get SAFE (Support After Financial Exploitation).All names and identifying details have been redacted. Background A 94-year-old woman (“Mrs G”) received an unexpected letter from a government department requesting proof of her “right to reside” in the UK — despite having lived … Continue reading How Independent AI Helped a 94-Year-Old Woman Push Back Against Administrative Harm
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When the Exploiters Mech Up: How Citizen Investigators Can Spot It — and How to React
There’s a moment every survivor recognises. The moment when the organisation you trusted suddenly shifts gear.The tone hardens.The language becomes defensive.The documents start to “change.”And what should have been a straightforward conversation turns into a battle of attrition. That moment is when the exploiters mech up. It’s when institutions switch from customer service to fortification … Continue reading When the Exploiters Mech Up: How Citizen Investigators Can Spot It — and How to React
💡 The Future of Wealth Is Human: What Holistic Wealth Planners Must Learn from the Global Human-Capital Shift
“In an age where money is abundant but meaning is scarce, the greatest return on investment comes from the development of the human being.” For decades, financial services sold the illusion that prosperity came from products, portfolios, wrappers, platforms and performance.But beneath the surface, a quieter truth has been unfolding in economic research — a … Continue reading 💡 The Future of Wealth Is Human: What Holistic Wealth Planners Must Learn from the Global Human-Capital Shift
🔍 When Access to Justice Becomes a Luxury — AI Opens a Third Door
How Citizen-Led Intelligence Is Reshaping Complaint Resolution in UK Financial Services By Steve ConleyFounder, Get SAFE – Support After Financial ExploitationAcademy of Life Planning 1. When Justice Is Paywalled, The Vulnerable Disappear In 2013, the UK Government introduced fees for bringing Employment Tribunal claims. The result was devastating: Total claims fell 70%. Claims from the … Continue reading 🔍 When Access to Justice Becomes a Luxury — AI Opens a Third Door
When the Public “Plays Lawyer”: What the Legal Sector Isn’t Seeing — and Why Independent AI Is Now Essential
By Steve ConleyFounder, Get SAFE – Support After Financial ExploitationAcademy of Life Planning Across the legal profession, there is growing frustration with clients who arrive to meetings armed with AI-generated analysis. Blog posts worry about “AI hallucinations,” “scope creep,” and clients who “second-guess” professional advice. See: When clients play lawyer: the hidden cost of AI-assisted … Continue reading When the Public “Plays Lawyer”: What the Legal Sector Isn’t Seeing — and Why Independent AI Is Now Essential
Why Britain Needs Total-Wealth Planners — Not 1% Advisers
For years we’ve told people that “financial advice” means picking funds, switching products, or optimising the investable sliver of their portfolio. But this narrow definition has hidden a deeper structural truth: regulated retail investments — the only area most advisers are authorised to touch — account for less than one percent of the total wealth … Continue reading Why Britain Needs Total-Wealth Planners — Not 1% Advisers
Targeted Support: Why We Believe It Is Simply Non-Advised Sales — And Why That Matters for Consumers
By Steve ConleyFounder — Academy of Life Planning For all the polished language surrounding targeted support, one stark truth remains: Targeted support is not advice. It is non-advised sales. And in principle, we have no issue with that.If a firm wants to sell products without a personal recommendation, that’s its prerogative.Advised sellers — those who … Continue reading Targeted Support: Why We Believe It Is Simply Non-Advised Sales — And Why That Matters for Consumers
When AI Becomes a Weapon — and When It Becomes a Lifeline
A conversation with whistleblower Artur Nadolny One of the most revealing exchanges this week came from Artur Nadolny, whose long-running case exposes many of the quiet behaviours that lie beneath the surface of UK financial services. His observation cuts to the heart of the AI debate: “I already see signs in my own case of … Continue reading When AI Becomes a Weapon — and When It Becomes a Lifeline
Rebuilding Structural Integrity in Finance: Protecting Consumers Through Open AI, Independent Planning, and Systemic Reform
Written Testimony for the APPG on Investment Fraud & Fairer Financial ServicesSubmitted by: Steve Conley, Founder – Academy of Life Planning (AoLP) & Get SAFEDate: 13 November 2025 1. Background I am the Founder of the Academy of Life Planning (AoLP), an international network of non-intermediating Holistic Wealth Planners, and the Founder of Get SAFE … Continue reading Rebuilding Structural Integrity in Finance: Protecting Consumers Through Open AI, Independent Planning, and Systemic Reform
Why Independent AI Has Become the Most Important Tool in the Fight for Financial Justice
By John Galajsza — with contributions from APPG whistleblowers and campaigners Over the past year, we have seen something remarkable happening across the UK financial justice landscape. Victims, once isolated and overwhelmed by the complexity of their cases, are suddenly discovering the ability to analyse their own financial documents, reconstruct timelines, expose hidden liabilities, and … Continue reading Why Independent AI Has Become the Most Important Tool in the Fight for Financial Justice
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