Last week saw the publication of the FCA Consultation Paper CP21/13 "A New Consumer Duty", calling time on unfair adviser charges. CP21/13: A new Consumer Duty | FCA. If you are a financial adviser, how might this impact you and what steps do you need to take next to deal with the challenges ahead? The … Continue reading FCA Calls Time on Unfair Adviser Charges →

Threatening messages from a scammer. Here are the kind of text messages you might expect when you tackle a scammer. Tackle them anyway. “Fraud is now costing the UK economy as much as the entire NHS. The annual figure for fraud given by the National Crime Agency is over £190Bn based on figures from three … Continue reading As Big As The NHS! Cost To Brits Of Scams!! →

This exchange of emails between AoLP and KI was made at the request of KI. Dear George, I hope you do not mind me addressing you directly; given our close work history. I offer an apology for failing to read the small print on KI training as an olive branch. I simply wanted our disagreement … Continue reading Different Perspectives on CPD for Life Planners →

I was shocked recently to discover that I had been demoted on the Kinder Institute (KI) website of listed life planners. Not only am I no longer listed as a Master Life Planner. I have been listed as though I am inactive. I can assure you I am very much active. I have been life … Continue reading Registered Life Planners to lose their status and listing →

Life Centered Planning by Mitch & Paul Life-Centred Financial Planning (LCFP) and Non-Intermediating Financial Planning (NIFP): A Better Way to Plan Life-Centred Financial Planning is a brilliant book for any financial planner who prioritises clients over commissions. I couldn’t put it down—it’s an essential read for planners seeking resilience and readiness in an evolving world. … Continue reading My Review of “Life Centered Financial Planning”, by Mitch Anthony and Paul Armson →

HapNav - The Happiness Navigator - http://www.hapnav.com We want to put people in control of their finances. We have the technology and a start-up pursuing that goal. HapNav, the Happiness Navigator. Can we succeed? We want to re-make the wealth cyberspace for people. We want to fix some of the problems that have handicapped the … Continue reading HAPNAV – The Happiness Navigator! →

“Be a lamp, or a lifeboat, or a ladder. Help someone's soul heal. Walk out of your house like a shepherd.”― Rumi Set up your own Non-Intermediating Financial Planning business. In a few months from now … Your established, successful, standalone business. 100% owned by you. Your very own income producing asset. Turnover £50k, £100k, £150k … Continue reading Be a lamp, or a lifeboat, or a ladder. →

Commoditisation is viewed by some financial advice firms as a threat, but it should be seen as an opportunity, particularly with the unbundling of advice and distribution and the comfort consumers have found with “Netflix-style” digital delivery of advisory services in a post-covid economy. There is much talk about the growing issue, or problem, of … Continue reading Is commoditisation of investment returns the future? →

Should you be offering a financial planning service in addition to your product advice/ intermediation service? Could that bring in eight times more clients? Imagine eight people looking for financial planning. Picture this. There are two financial planners. A conventional asset-based-fee financial planner (FP) and a fee-for-service non-intermediating financial planner (NIFP). What if I told … Continue reading The 7 Prospects You Turn Away: If your name’s not on the list you’re not coming in. →

Money Marketing Interactive 16 -19 November 2020 There are three key reasons why life planning is now the must learn skill for financial planners, discover more by joining me at Money Marketing Interactive 16 - 19 November 2020. Find out more and register at mmi.moneymarketing.co.uk. The three key reasons are: The commoditisation of investment returns. … Continue reading How important is life planning in the future of financial planning? →