There are two ways to do financial planning. The traditional way is financial planning with a view to intermediation. This way has loads of financial advantages. The view to intermediation makes the fee VAT-exempt. The distribution makes it an FCA-regulated activity. This affords protection from the Financial Ombudsman and the potential to make claims against … Continue reading It’s not all about me—the two types of financial planning! →

Are you yearning for a professional life where each day is imbued with purpose, where work transcends mere obligation and becomes a fulfilling calling? If the stifling constraints of corporate politics and the relentless pursuit of fleeting success have left you disillusioned, it's time to pause and listen to your conscience. Does it whisper of … Continue reading Unveiling the Elite Planner Accelerator Programme: Your Gateway to Financial Planning Excellence →

As financial planning professionals, I think we can all agree that the financial planning we have been taught is financial planning with a view to intermediation. Intermediation is between a client and a regulated product provider, such as an insurance, pension, investment, or mortgage company. The financial planner is appointed as an agent of the … Continue reading A Game Plan For Human Well-being: An Exploration of the Influence of Ego-Soul Dynamics on Financial Planning →

In the rich tapestry of human spiritual and philosophical thought, there lies a concept as ancient as it is profound – the Prisca Theologia. This idea, suggesting a core of universal wisdom underlying diverse religious and mystical traditions, resonates deeply with the ethos of the Academy of Life Planning. As we explore this concept, we … Continue reading Embracing the Universal Wisdom: Prisca Theologia and the Game Plan Framework at the Academy of Life Planning →

In the realm of financial planning, the Academy of Life Planning stands as a pioneering institution, offering a transformative approach known as 'The Game Plan'. This framework is a harmonious blend of ancient wisdom, spanning various religious and philosophical traditions, and contemporary psychological theories. It's a unique pathway, guiding financial planners and clients alike as … Continue reading The Game Plan: Integrating Ancient Wisdom and Modern Financial Planning at the Academy of Life Planning →

The Essence of the Way Shower In an era where authenticity and purposeful living are increasingly valued, the concept of the Way Shower emerges as a transformative guide. This approach is not just a method; it's a journey towards uncovering and embracing one's true identity, moving away from the shackles of a constructed false self. … Continue reading Embracing the Way Shower: A Path to Authentic Prosperity →

In the realm of financial planning and personal wealth management, Chris Budd's book, "The Four Cornerstones of Financial Wellbeing," has emerged as a noteworthy contribution. While the book garners acclaim for its structured approach to financial stability, a deeper analysis reveals significant areas where it may fall short, particularly in the holistic integration of financial … Continue reading Chris Budd’s ‘Four Cornerstones’: A Balanced Insight or a Missed Opportunity in Holistic Wealth Management? →

Welcome to Your Financial Renaissance In a world where economic unpredictability often collides with our aspirations, "The Cashflow Coach," a proud segment of the Academy of Life Planning, stands as a beacon of guidance and empowerment in your financial journey. At the heart of our ethos is a commitment to transforming cashflow into life's abundant … Continue reading Transforming Cashflow into Life’s Opportunities with “The Cashflow Coach” →

In the evolving landscape of financial planning, the Financial Conduct Authority's (FCA) proposal to introduce simplified advice regimes raises important considerations. At the heart of the debate is a critical issue: should the focus be on offering simplified financial products to less experienced investors, or should there be a greater emphasis on enhancing financial literacy? … Continue reading Balancing Risk and Accessibility: Simplified Financial Advice vs Enhanced Financial Literacy →

The financial advisory landscape has undergone significant transformation in recent years, particularly with the emergence of financial influencers, or 'finfluencers.' This shift raises an important question: Are 'finfluencers' deterring the public from seeking professional financial advice? A recent discussion among industry professionals, as reported by FT Adviser, indicates a concern that the simplification of financial … Continue reading Balancing Simplicity and Expertise: The Evolving Role of Financial Advice in the Age of ‘Finfluencers’ →