The Financial Conduct Authority's (FCA) recent announcement to 'name and shame' firms under investigation has sparked significant debate within the financial services sector. With approximately two-thirds of these investigations concluding without further action, there's a growing concern among regulated advisers about the potential for unwarranted reputational damage. This aggressive enforcement tactic may lead advisers to … Continue reading The FCA’s Controversial Strategy: A Catalyst for Change in the Financial Advisory Landscape
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Unpacking SJP’s £426m Ongoing Advice Review: A Call for Transparency and Integrity
St James’s Place (SJP), a renowned wealth management firm, recently made headlines with its decision to set aside £426m for an ongoing advice compensation review. This action highlights the company's commitment to accountability and fairness, underscoring the importance of delivering on promises to clients. Between 2018 and 2023, SJP embarked on a meticulous review of … Continue reading Unpacking SJP’s £426m Ongoing Advice Review: A Call for Transparency and Integrity
The Paramount Importance of Reputation and Credibility in Financial Advice
In a world increasingly driven by the quest for financial stability and clarity, the role of Independent Financial Advisers (IFAs) has never been more critical. However, a recent YouGov survey conducted on behalf of IFA firm Continuum highlights a significant barrier in the path towards financial empowerment for many: the perceived reputation and credibility of … Continue reading The Paramount Importance of Reputation and Credibility in Financial Advice
Financial Advisory Reforms: A Missed Opportunity for Genuine Support
In a recent gathering at a conference organised by software provider Dynamic Planner, Citywire's New Model Adviser reports that Treasury committee chair and Conservative MP for West Worcestershire, Harriett Baldwin, addressed a room full of independent financial advisers (IFAs) on the subject of regulatory reforms proposed by the Financial Conduct Authority (FCA). The reforms, aimed … Continue reading Financial Advisory Reforms: A Missed Opportunity for Genuine Support
The Game Plan: A Framework For Living
Life, in its essence, is a marvel—a complex, awe-inspiring journey that, despite its challenges, offers boundless opportunities for growth, happiness, and fulfilment. Embarking on the quest to live our best lives is no trivial endeavour. Yet, it is within this pursuit that we uncover the rich tapestry of guidance woven through the annals of human … Continue reading The Game Plan: A Framework For Living
New Horizon for Financial Planners: Embracing the Academy of Life Planning
In an era marked by rigorous regulatory demands, the financial advisory landscape is undergoing a profound transformation. Recent insights in FT Adviser today from Louise Jeffreys, managing director of Gunner & Co., underscore the pressure on advisers, with a staggering 66% contemplating retirement primarily due to regulatory burdens. The increasing complexity and resources required to … Continue reading New Horizon for Financial Planners: Embracing the Academy of Life Planning
Unveiling Life’s Purpose: A Christian Perspective
What lessons in the Bible tell us about living life on purpose?: In the quest for meaning and purpose, many turn to various philosophies and teachings, seeking guidance on navigating the complexities of life. However, the Christian faith offers profound insights into the concept of life's purpose, rooted in the timeless wisdom of the Bible. … Continue reading Unveiling Life’s Purpose: A Christian Perspective
A Critical Perspective on Fintech Innovations Targeting the Underserved
The recent announcement of a collaborative effort by fintech companies Rebcat Technology, Moneyhub, and Navos Technologies signifies a bold step towards addressing the pervasive 'advice gap' within the financial services sector. This partnership aims to leverage technological advancements to provide essential financial management, investment, protection, and mortgage services to those traditionally excluded from the financial … Continue reading A Critical Perspective on Fintech Innovations Targeting the Underserved
The Evolving Concept of Retirement: Work as a Continuous Journey
The balance between continuing productive work and enjoying the leisure and freedom retirement offers. The traditional retirement model, synonymous with a life of leisure following decades of work, is undergoing a significant transformation. An increasing number of individuals are considering a blend of work and leisure as they enter what was once seen as the … Continue reading The Evolving Concept of Retirement: Work as a Continuous Journey
Beyond the FIRE: Embracing the Warmth of Purpose and Connection in Early Retirement
The "I'll Continue Earning" (ICE) movement and the "Financial Independence, Retire Early" (FIRE) movement are two distinct approaches to personal finance and lifestyle planning, each with its own set of principles and goals. Understanding these movements can offer valuable insights into different pathways toward financial wellbeing and life satisfaction, aligning with the ethos of the … Continue reading Beyond the FIRE: Embracing the Warmth of Purpose and Connection in Early Retirement
Academy of Life Planning 