Quetzalcoatl’s Rise: Embracing the Unity of the Eagle and the Condor for a Higher Consciousness

Introduction The prophecy of the Eagle and the Condor is an ancient vision that has been cherished and preserved within Indigenous cultures across the Americas for millennia. Rooted deeply in the spiritual traditions and ecological wisdom of these cultures, the prophecy articulates a profound narrative about the bifurcation of human society into two distinct paths: … Continue reading Quetzalcoatl’s Rise: Embracing the Unity of the Eagle and the Condor for a Higher Consciousness

Bridging the Gap: The Validity and Regulation of Non-FCA Authorised Financial Planners

Introducing a Dedicated Rule Book to Uphold Standards and Foster Client Confidence In the rapidly evolving landscape of financial services, the distinction between traditional financial advisers and financial planners, particularly those offering educational services without FCA authorisation, has sparked debate within the industry. Many financial advisers remain sceptical about the efficacy and regulatory oversight of … Continue reading Bridging the Gap: The Validity and Regulation of Non-FCA Authorised Financial Planners

Navigating New Beginnings: Financial Guidance for “Grey Divorce”

By The Financial Life Coach, Academy of Life Planning As societal norms evolve, so too do the patterns of marriage and divorce. The phenomenon of "grey divorce"—divorces among older adults—continues to rise, creating both opportunities and challenges for those embarking on new chapters later in life. At The Financial Life Coach, part of the Academy … Continue reading Navigating New Beginnings: Financial Guidance for “Grey Divorce”

Academy of Life Planning (AoLP): Your Partner in Transformational Financial Life Planning

Empowering Your Financial Future and Beyond Welcome to the Academy of Life Planning (AoLP), where we specialise in transforming financial understanding into meaningful life opportunities. At AoLP, we are not just financial planners; we are your partners in navigating life's financial and existential complexities. We offer a holistic approach to life planning that goes beyond … Continue reading Academy of Life Planning (AoLP): Your Partner in Transformational Financial Life Planning

Introducing the Game Plan: A New Paradigm in Financial Planning for Millennials

In an era marked by rapid societal and economic shifts, traditional financial planning is undergoing a fundamental transformation. The burgeoning millennial demographic, increasingly embracing entrepreneurial ventures and eschewing conventional employment models, demands a novel approach to financial management. This generation does not just seek to manage money earned from salaried jobs; they aim to integrate … Continue reading Introducing the Game Plan: A New Paradigm in Financial Planning for Millennials

Is 75 the New Normal Retirement Age?

As people live longer and the cost of living continues to rise, the traditional retirement age of 65 is becoming increasingly unrealistic for many. With inflation remaining stubbornly high and the preference for drawdowns over annuity purchases, there's a real risk of outliving our capital. This changing landscape requires a re-evaluation of what we consider … Continue reading Is 75 the New Normal Retirement Age?

Rethinking Retirement: The Role of Productive, Vitality, and Transformational Assets

Introduction: The conventional approach to evaluating retirement readiness, often centred on pension sizes, fails to provide a comprehensive view of future financial well-being. At the Academy of Life Planning, we advocate for a broader perspective that incorporates productive, vitality, and transformational assets into retirement planning. This approach not only enhances financial security but also enriches … Continue reading Rethinking Retirement: The Role of Productive, Vitality, and Transformational Assets

Beyond Fear: Embracing a Holistic Approach to Retirement Planning

Introduction: In recent times, the narrative surrounding retirement planning has been predominantly painted in grim hues by the insurance industry. Reports are circulating with alarming headlines, suggesting that nearly 7 million individuals over the age of 50 are teetering on the brink of retirement poverty. This fear-mongering tactic not only sows anxiety but also glaringly … Continue reading Beyond Fear: Embracing a Holistic Approach to Retirement Planning

Live Longer: Thriving Beyond Financial Regulation

In an industry often perceived as fraught with the pressure of regulations, financial advisers are facing a silent challenge that goes beyond the balance sheets: their mental health. With a staggering 86% of advisers reporting a toll on their well-being due to regulatory demands, it's clear that the time has come for a paradigm shift … Continue reading Live Longer: Thriving Beyond Financial Regulation

Addressing the Real Needs of Consumers Amidst the Cost of Living Crisis

The latest Financial Lives survey by the Financial Conduct Authority (FCA) has laid bare the harsh financial realities faced by many in the UK, particularly renters, single parents, ethnic minorities, and residents of the North-East. As the cost of living crisis persists, a striking 44% of adults have reduced or completely halted their savings and … Continue reading Addressing the Real Needs of Consumers Amidst the Cost of Living Crisis