Recent research suggests that "1 in 10 pension holders regret not seeking advice" at drawdown. Doesn't that mean that 9 in 10 have no regrets? Understanding the Impact of Drawdown Decisions Do people fully understand the downsides of drawdown, such as tax consequences and the increased risk of outliving their capital? How might consulting an … Continue reading 9 in 10 Have No Regrets at Drawdown!
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A New Paradigm in Financial Planning: Embracing Innovation and Client Empowerment
In the world of financial planning, traditional advisers tend to view situations in a conventional manner, interpreting them as they wish. I see things differently. Do you have an old paradigm mindset when it comes to financial planning, or are you open to a new way of thinking? Here, I compare and contrast the old … Continue reading A New Paradigm in Financial Planning: Embracing Innovation and Client Empowerment
Navigating Life Planning with Vulnerable Clients: Best Practices for Life Planners
In the realm of life planning, the ability to identify and address client vulnerability is more crucial than ever. Vulnerable clients require a tailored approach to ensure their unique needs are met and their financial well-being is secured. Here’s a comprehensive guide for life planners on how to adapt your services to effectively support vulnerable … Continue reading Navigating Life Planning with Vulnerable Clients: Best Practices for Life Planners
Telling Your Life Story: A Collaborative Journey with After Cloud
At the Academy of Life Planning, we are thrilled to announce our new partnership with After Cloud through our innovative Partner Parade initiative. This collaboration is designed to empower individuals, families, clients, and even businesses, to capture and preserve their life stories in meaningful, engaging ways. After Cloud offers a suite of digital tools—Timelines, Moments, … Continue reading Telling Your Life Story: A Collaborative Journey with After Cloud
The Fall of Financial Titans: Heralding a New Era in Financial Planning
In a dramatic turn of events, the UK financial sector has witnessed the demotion of a major player from the FTSE 100 Index and the collapse of significant advisory networks. St. James's Place, once a stalwart in wealth management, has been relegated from the prestigious index, while Tenet Group, a major IFA network, has entered … Continue reading The Fall of Financial Titans: Heralding a New Era in Financial Planning
The Financial Ecologist: How Big an Issue is Greenwashing?
As sustainable investing gains traction, the issue of greenwashing has become a significant concern. Regulators in the UK and EU have introduced regimes to help consumers understand the true sustainable objectives of the funds they invest in. This effort is crucial as it ensures that what is promised to investors aligns with the actual practices … Continue reading The Financial Ecologist: How Big an Issue is Greenwashing?
Creating Sustainable Livelihoods: A Solution to Financial Challenges for Older Americans
As the latest AARP survey highlights, older Americans face significant financial challenges. About one-quarter of adults aged 50 and older who are not yet retired expect never to retire, and 70% are concerned about prices rising faster than their income. With many struggling to save due to everyday expenses and housing costs, traditional financial advice … Continue reading Creating Sustainable Livelihoods: A Solution to Financial Challenges for Older Americans
The Game Plan: Integrating Modern Empirical Insights for Wealth Creation
"If you study all philosophy and religion, both Western and Eastern, from the beginning of recorded history, you'll basically find the same four dimensions: the physical/economic, the mental, the social/emotional and the spiritual. Different words are often used, but they represent the same four dimensions of life. They also represent the four basic needs and … Continue reading The Game Plan: Integrating Modern Empirical Insights for Wealth Creation
Setting Up as a Non-Intermediating Financial Planner in Hong Kong: A Step-by-Step Guide
Establishing yourself as a non-intermediating financial planner in Hong Kong presents a unique opportunity to provide clients with transparent, unbiased advice without the pressure of product sales. This guide outlines the essential steps to set up your practice, ensuring compliance with local regulations and positioning yourself as a trusted adviser. Regulatory Framework for Non-Intermediating Financial … Continue reading Setting Up as a Non-Intermediating Financial Planner in Hong Kong: A Step-by-Step Guide
100 Ways to Generate Extra Income: A Lifeline for 35-49-Year-Olds Facing Financial Crisis
The 'rainy day' we save for is here for 1 in 5 old millennials and young generation X. The ‘rainy day’ that people often talk about saving for is here for many. With a large number of households having little to no savings, it’s crucial to find alternative ways to boost your finances. Research by … Continue reading 100 Ways to Generate Extra Income: A Lifeline for 35-49-Year-Olds Facing Financial Crisis
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