By Steve Conley, Founder, Academy of Life Planning ❓What is the “dimensional shift” people are talking about? The dimensional shift refers to a collective transition in human consciousness — from third-dimensional (3D) thinking rooted in fear, separation, and survival…to fifth-dimensional (5D) awareness grounded in unity, compassion, and co-creation. This idea is popularised by spiritual thinkers … Continue reading 🧭 What Is the Dimensional Shift — And How Does It Align with Holistic Wealth Planning?
Author: Steve Conley
Steve Conley brings over four decades of innovation and expertise to the forefront of financial planning. As the founder and driving force behind the Academy of Life Planning and HapNav Ltd, Steve has been a pivotal figure in transforming financial services to be more democratic and decentralised. His role as a Game Plan Practitioner, Coach, Mentor, Speaker, and Author of "Your Money or Your Life: Unmask the Highway Robbers - Enjoy Wealth in Every Area of Your Life" underlines his comprehensive approach to financial education.
The Academy of Life Planning, hailed as the "Most Pioneering Financial Planner Network," reflects Steve's commitment to fostering transparency, integrity, and accessibility. This institution serves as a testament to his dedication to enhancing the financial planning landscape.
Under Steve's innovative leadership, HapNav Ltd has launched groundbreaking advancements, including the first end-user financial planning app integrated with open banking. This app guides users towards achieving 'Kokoro'—a life rich in financial, emotional, intellectual, and spiritual abundance.
Recently, Steve introduced "Planning My Life" and "Financial Life Coach"—services that extend his ethos into practical, impactful tools for financial autonomy. "Planning My Life" offers an affordable subscription model, giving members access to an AI Life Planner, comprehensive resources, and expert insights. These initiatives epitomise Steve’s commitment to empowering individuals, nurturing community growth, and contributing significantly to global efforts to eradicate poverty.
Steve's journey is more than a career; it's a steadfast crusade to revolutionise financial education and planning, creating a world where financial wellbeing is not just attainable, but enriches every aspect of our lives. Contact steve.conley@aolp.co.uk.
Bitcoin: Revolution or Reinvention of the Same Old Game?
“The worst offers are those that portray themselves as the best.”— An old truth worth applying to new technologies. For years, Bitcoin has been portrayed as a liberating force—decentralised, incorruptible, and designed to wrest control from the banking elite. And yet, more than a decade in, we must ask: has it really decentralised wealth and … Continue reading Bitcoin: Revolution or Reinvention of the Same Old Game?
Caught Between Ages: The Piscean Leader in an Aquarian Shift
By Steve ConleyFounder, Academy of Life Planning "The Age of Pisces was about hierarchy, secrecy, and intermediaries. The Age of Aquarius is about transparency, truth, and liberation. Leaders who cling to the old way will find themselves broken by the new wave." Leadership is undergoing a seismic shift. We are witnessing a collective transition—from the … Continue reading Caught Between Ages: The Piscean Leader in an Aquarian Shift
🔮 When Aquarian Light Shines in a Piscean Hall of Mirrors: The FOS Scandal and the Accountability Deficit
“Those who have nothing to hide, hide nothing.” When Aquarian values—transparency, collective accountability, and integrity—are brought into a Piscean system built on secrecy, hierarchy, and control, the reaction is often swift and brutal: you're out. The case of Abby Thomas, ousted CEO of the Financial Ombudsman Service (FOS), is a textbook example. Today’s Treasury Select … Continue reading 🔮 When Aquarian Light Shines in a Piscean Hall of Mirrors: The FOS Scandal and the Accountability Deficit
Reawakening the GAME Plan: Ancient Wisdom Returns in the Age of Aquarius
By Steve Conley | Founder, Academy of Life Planning "There is nothing new under the sun." — Ecclesiastes 1:9 For 2,000 years, the essential truth about human empowerment has been hidden in plain sight. A sacred framework—rooted in nature, encoded in myth, and embedded in every culture—was gradually suppressed. The goal? To sever individuals from … Continue reading Reawakening the GAME Plan: Ancient Wisdom Returns in the Age of Aquarius
The Silence That Kills: From Pisces to Aquarius
"The only thing necessary for the triumph of evil is for good people to do nothing."– Attributed to Edmund Burke We are living through the death rattle of the Piscean era—an age defined by control, hierarchy, and exploitation. An age where silence has become complicity. Where predators wear suits and are celebrated as “successful.” Where … Continue reading The Silence That Kills: From Pisces to Aquarius
💣 The Bermuda Backdoor: Where Your Pension Goes to Vanish
How offshore insurers and private equity giants are turning retirement security into a global arbitrage game “Risk transfer” has become the pension industry’s favourite euphemism. But when £500 billion in UK retirement promises is being quietly funnelled to Bermuda-based shell structures owned by global financiers, we must ask: what’s really being transferred — and who … Continue reading 💣 The Bermuda Backdoor: Where Your Pension Goes to Vanish
Fast-Tracked Finance: Growth for the City, Risk for the People
"Accountability slows us down," says no one acting in the public interest. On Tuesday 15th July, Chancellor Rachel Reeves is expected to announce sweeping changes to the UK’s Senior Managers & Certification Regime (SM&CR) — a core safeguard introduced after the 2008 financial crisis to ensure accountability at the top of financial institutions. The message … Continue reading Fast-Tracked Finance: Growth for the City, Risk for the People
🔓 The New Age and the Return of the Silenced Voice: Freedom of Speech in a Time of Transition
“The shadow thrashes loudest just before the dawn.” As we cross the threshold from the Piscean to the Aquarian age, humanity finds itself caught in a paradox. A time when technologies promise decentralised expression, yet voices are increasingly policed—not just by law, but by mobs, algorithms, and ideologies. The freedom to speak one’s truth, long … Continue reading 🔓 The New Age and the Return of the Silenced Voice: Freedom of Speech in a Time of Transition
🌍 From Conformity to Consciousness: Voices Guiding the Aquarian Age
“The Piscean age was about belief—following external authority. The Aquarian age is about knowing—awakening inner truth and collective wisdom.” We are living through an age shift. Not simply economic or political—but conscious. The old world of hierarchy, gatekeeping, and external control is dissolving. In its place, something new is rising: a decentralised, community-rooted era where … Continue reading 🌍 From Conformity to Consciousness: Voices Guiding the Aquarian Age
Academy of Life Planning 