Why the Academy of Life Planning Exists There are two worlds living side by side. Most of us were born into the first. The Old World: Structurally Untrustworthy Systems The world we inherited is shaped by financial services, economics, politics, and religion built on intermediation. It is a world organised around power over people. Here, … Continue reading Two Worlds. One Bridge.
Month: February 2026
The FCA’s new AI review deserves careful reading — not hot takes.
The headline says “future-focused, technology-neutral”.But one quiet line matters more than most people will notice: “It builds on earlier AI Lab and AI Sprint work.” That tells us something important. The FCA has mainly explored AI inside institutions —product development, operational tooling, regulated firm use-cases. That’s understandable.It’s what regulators can see.It’s what firms bring to … Continue reading The FCA’s new AI review deserves careful reading — not hot takes.
When You Can’t Afford a Solicitor — But You Still Need a Voice
Most people assume that if they’re in a dispute with a large institution — a bank, insurer, employer, pension provider — they have only two options: Hire a solicitor they can’t afford Give up and comply There is a third path.And it doesn’t involve litigation. At the Academy of Life Planning, we see this every … Continue reading When You Can’t Afford a Solicitor — But You Still Need a Voice
AI Didn’t Kill Work. It Killed the Old Map.
The debate about AI, work, and Universal Basic Income is accelerating. Government briefings. Think-tank papers. Media panic cycles. This week, the Institute of Economic Affairs reported that ministers are again exploring Universal Basic Income (UBI), driven by fears that AI will lead to mass unemployment. As Kristian Niemietz rightly points out, history doesn’t support that … Continue reading AI Didn’t Kill Work. It Killed the Old Map.
Investing in Human Capital: Why the Harder Route Often Creates the Greatest Wealth
Most people think of investing as something you do with money. But in Total Wealth Planning, the most powerful investments are often made before financial capital even shows up. They’re made in Human Capital—and more specifically, in what leading thinkers now describe as Transformational Assets. What Are Transformational Assets? London Business School describes Transformational Assets … Continue reading Investing in Human Capital: Why the Harder Route Often Creates the Greatest Wealth
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