From Intermediation to Agency. From Extraction to Empowerment.
For decades, the traditional advice industry has acted as an intermediary to a structurally untrustworthy system.
Not because advisers are bad people — but because the system itself is misaligned.
- It extracts value before it creates it
- It prioritises products over people
- It rewards compliance over conscience
- And when harm occurs, it deflects responsibility with impunity
The result is predictable:
lost trust, damaged lives, widening inequality, and an industry struggling for relevance in an age of autonomy.
The Bridge We’ve Built
The Academy of Life Planning exists as a bridge — not a protest, not a rebellion, but a transition pathway.
A bridge for financial advisers who know, deep down, that the future cannot be built on:
- opaque incentives
- conflicted intermediation
- or planning that starts with money instead of life
Across this bridge, advisers don’t abandon professionalism — they evolve it.
They become Total Wealth Planners.
The Total Wealth Planner
A Fiduciary Ally, on the Client’s Side of the Table
The Total Wealth Planner is not a product distributor.
They are:
- coach
- mentor
- guide
- and professional ally
They sit with people, not above them.
They help individuals and families:
- plan life first
- design human and financial architecture around their chosen future
- build agency, not dependency
- and access structurally trustworthy systems
This is fiduciary responsibility re-imagined for the modern world.
When the System Fails: Get SAFE
But we didn’t stop there.
Because transformation isn’t complete if we only serve those who can still move forward easily.
Get SAFE exists for those already harmed by the structurally untrustworthy system:
- people whose finances, health, homes, and lives are in peril
- often exhausted, ashamed, and overwhelmed
Get SAFE provides:
- emotional stabilisation
- practical recovery support
- and agency-restoring tools
Not by taking over their lives — but by giving them back.
Victims learn to:
- create evidence dossiers
- forensically analyse correspondence
- navigate legal and recovery pathways strategically and professionally
- pursue justice without sacrificing their wellbeing
Hope is restored.
Confidence returns.
A future becomes visible again.
One Integrated Ecosystem
Together, this forms something rare:
An Agency & Recovery Ecosystem for the Age of Autonomy
- The Academy of Life Planning → professional transition
- Total Wealth Planners → trusted human allies
- Get SAFE → recovery, dignity, and justice after harm
And at the centre of it all:
The AI GAME Plan (Total Wealth Plan)
A universal, accessible framework that:
- identifies productive assets (human, social, financial)
- aligns enterprise with purpose
- supports sustainable livelihoods
- enables entrepreneurship without exploitation
- and builds wealth without harming the planet
This is not charity.
This is not ideology.
It is architecture.
A system designed to:
- raise levels of agency
- increase wellbeing
- expand prosperity
- and elevate consciousness
Globally. Accessibly. Sustainably.
The Invitation
The seeds are already planted.
Across nations. Across cultures. Across professional communities.
Now comes the next phase.
We are inviting leaders of conscience — not to dominate this work, but to steward it.
To help us:
- scale what works
- protect what matters
- and deliver a future-ready alternative to a system that no longer serves humanity
This is not about replacing one elite with another.
It’s about replacing extraction with empowerment.
And building, together, what comes next.
If you’re a leader who believes systems should serve people, not extract from them, and you feel called to help steward and scale this work, I’d welcome a conversation.
DM me here on LinkedIn or email steve.conley@aolp.co.uk.
Academy of Life Planning 