By Steve ConleyFounder, Academy of Life Planning & Get SAFE11 November 2025 Trust Precedes Trade Is consumer protection a priority?Is economic growth important? Here’s the thing — trust precedes trade.It’s a simple truth, but one we’ve forgotten. In August 2024, the UK Supreme Court’s Hopcroft ruling confirmed that credit brokers owe no fiduciary duty and … Continue reading Rebuilding Structural Integrity in Finance: Why Britain Doesn’t Need Higher Taxes — It Needs Higher Trust
Month: November 2025
Why Loosening Bank Capital Rules Is a Risk — Not a Solution (An AoLP / Get SAFE Perspective)
In recent weeks, Bank of England (BoE) and its regulatory arm Prudential Regulation Authority (PRA) have signalled a push to relax capital requirements for UK banks. The official narrative promises “revived lending capacity” — more mortgages, more credit for small and medium-sized enterprises (SMEs), and renewed economic growth. On the surface, this may sound like … Continue reading Why Loosening Bank Capital Rules Is a Risk — Not a Solution (An AoLP / Get SAFE Perspective)
🕸️ From Empire to Exploitation: The Crown’s Hidden Hand in Financial Secrecy
How one letter to the Privy Council exposes Britain’s modern financial empire — and why Citizen Investigators are fighting back. “The soldiers left the colonies, but the bankers never did.” — The Spider’s Web: Britain’s Second Empire When The Spider’s Web first revealed how Britain’s colonial empire quietly transformed into a financial one, it shocked … Continue reading 🕸️ From Empire to Exploitation: The Crown’s Hidden Hand in Financial Secrecy
We Shall Not Be Silenced: The Citizen Investigators Rising to Reclaim Justice
Fellows of Get SAFE — Citizen Investigators, When a great wrong has been done to ordinary people, it is not only laws that must answer — it is courage, persistence and the steady work of many hands. We have chosen to stand where others have been pushed aside: to gather facts, to hold evidence, to … Continue reading We Shall Not Be Silenced: The Citizen Investigators Rising to Reclaim Justice
Regulatory Capture & the Death of Accountability: When the Regulators Regulate Each Other’s Silence, the Public Becomes the Regulator of Last Resort
By Steve Conley, Academy of Life Planning The Great Unspoken Truth Across decades of financial scandals—Post Office Horizon, Hillsborough, Watergate-in-miniature cases from Cornwall to Malta—one truth repeats itself: the institutions meant to protect us too often protect themselves. From QROPS pension victims to local government pension losses, the story remains the same. Victims face a … Continue reading Regulatory Capture & the Death of Accountability: When the Regulators Regulate Each Other’s Silence, the Public Becomes the Regulator of Last Resort
White Paper | From Hidden Credit Lines to Hidden Owners
How UK Banks Manufactured Defaults and Profited Through Unregulated SPVs Executive Summary This white paper reveals a hidden architecture within British banking that converts human distress into financial yield. Beneath the surface of ordinary mortgages and small-business loans lies a complex network of concealed credit lines, manufactured defaults, and unregulated securitisation vehicles. Together, these mechanisms … Continue reading White Paper | From Hidden Credit Lines to Hidden Owners
From City Pro to Superhuman: The Rise of the Holistic Wealth Planner
💼 The City Has Grown, But Its Soul Has Shrunk What London’s job boom tells us about the future of financial planning “London financial services jobs have risen 30% since 2019.”At first glance, that sounds like a renaissance story — a post-Brexit, post-pandemic comeback for the Square Mile. But look closer, and a different picture … Continue reading From City Pro to Superhuman: The Rise of the Holistic Wealth Planner
🤖 When Algorithms Deny Humanity: The AI Arms Race in Health Insurance — and What It Teaches Us About Financial Justice
By Steve Conley, Founder, Academy of Life Planning In the United States this winter, a quiet war is unfolding in the world of health insurance.It’s not between doctors and patients, or even between insurers and regulators.It’s between two algorithms. One denies life-saving treatment.The other fights back. This “AI arms race” is reshaping the boundaries of … Continue reading 🤖 When Algorithms Deny Humanity: The AI Arms Race in Health Insurance — and What It Teaches Us About Financial Justice
When Justice Nearly Failed: How Get SAFE Helped a Family Find Peace Before Christmas
There are moments when the human cost of financial exploitation becomes painfully visible — moments when the system designed to protect us instead threatens to destroy us. This is the story of an elderly couple we’ll call D & A, who came within days of losing not only their home, but possibly their lives. A … Continue reading When Justice Nearly Failed: How Get SAFE Helped a Family Find Peace Before Christmas
The Divine Designer: Be Who You Were Born to Be
A Mythic Prologue to the GAME Plan™ “And the house, when it was in building, was built of stone made ready before it was brought there:so that neither hammer nor axe nor any tool of iron was heard in the house, while it was in building.”— 1 Kings 6:7 🕊 The Temple That Was Never … Continue reading The Divine Designer: Be Who You Were Born to Be
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