For too long, financial systems have been built on extraction—where ordinary citizens lose out while institutions and intermediaries take more than their share. At the Academy of Life Planning (AoLP), we believe it’s time for a new story. One that replaces extraction with empowerment.
That’s why we created M-POWER, the global movement for financial sovereignty, structural trust, and justice.
The Continuum of Empowerment
Every citizen’s journey is unique, but the challenges follow a common pattern:
- Before exploitation – people need the tools to plan confidently and protect themselves.
- During vulnerable moments – they need trusted guidance to stay resilient.
- After harm or exploitation – they need support to seek justice and rebuild.
AoLP supports citizens across this full continuum:
1. Planning My Life (Prevention)
Free and low-cost resources to help 90% of people self-plan 90% of the time. Tools include the Kokoro Scorecard, GAME Plan™ templates, and education.
2. Financial Life Coach (Resilience)
Guided support when life is toughest—bereavement, illness, divorce, or financial hardship. Our coaches restore resilience, confidence, and trust.
3. Get SAFE (Recovery)
Justice and redress services for those who have already suffered financial exploitation. Through Citizen Investigators and Goliathon cases, we build evidence, pursue campaigns, and fight for fair outcomes.
The Core Framework: GAME Plan™
At the centre of everything is the GAME Plan™, a cycle for life design, wealth planning, and recovery.
- It’s practical – translating big goals into achievable steps.
- It’s empowering – ensuring money follows life, not the other way around.
- It’s modern – powered by AI, Notion, GitHub, and our practitioner community.
This single methodology unites prevention, resilience, and recovery into one system of empowerment.
Practitioners: The Engine Room
None of this happens in isolation. Our Holistic Wealth Planners are the engine room of the movement.
- They are trained and accredited in the GAME Plan™.
- They flex between prevention, resilience, and recovery.
- They receive a business-in-a-box, advanced accreditation (AI, Notion, GitHub), and peer mentorship through our cooperative platform.
They are not intermediaries selling products—they are facilitators of empowerment.
Stewardship, Not Sales
We operate on a stewardship model that keeps empowerment always accessible.
- Those with means pay market rates.
- Those without means access tools freely or at low cost.
- Cross-subsidies ensure no one is left behind.
This way, empowerment is never locked away.
One Movement, One Home
The Academy of Life Planning is the home.
M-POWER is the flag we wave.
Together, they unite citizens, planners, and allies in a single movement:
helping people transition from exploited → empowered, supported by planners, AI, and community.
✨ Our proposition in one line:
AoLP is the home of M-POWER — a global movement where citizens, planners, and allies unite to replace extraction with empowerment, supported by GAME Plan™, AI, and community.
Academy of Life Planning 