When Justice Still Feels Like Defeat Even when victims win, they often lose again. Legal fees, corporate negotiations, and drawn-out settlements can devour most of the compensation survivors fight for. The Post Office Horizon scandal is a prime example. In the Bates & Others v Post Office Ltd group litigation: The Post Office agreed to … Continue reading The Evolution of Life Planning: From Exploitation to Empowerment to Saving Lives
Month: August 2025
A New Chapter for the Academy of Life Planning
For over a decade, the Academy of Life Planning has stood for one simple truth: plan life first, money second. We’ve trained planners and empowered individuals around the world to make financial planning transparent, product-free, and life-centred. Now, as we step into a new season, we’re entering an exciting new chapter. The Academy is evolving … Continue reading A New Chapter for the Academy of Life Planning
Reconceptualising Human Capital: Why the GAME Plan™ Puts the Whole Person First
“Wealth is more than money. It is the sum of who you are, what you can do, and how you contribute to the world.” For decades, mainstream economics treated human capital narrowly: education, skills, and health that could be measured in financial returns. Useful, yes—but partial. A recent study by Paula England and Nancy Folbre … Continue reading Reconceptualising Human Capital: Why the GAME Plan™ Puts the Whole Person First
When Even the Regulators Are Impersonated: Why Empowerment Matters in a World of Exploitation
Fraudsters are getting bolder. This week, the Financial Conduct Authority (FCA) revealed that nearly 5,000 people reported scams in the first half of 2025 where criminals impersonated the regulator itself. Almost 500 victims handed over money, believing they were dealing with the official body tasked with protecting them. Pause for a moment: what does it … Continue reading When Even the Regulators Are Impersonated: Why Empowerment Matters in a World of Exploitation
Empowering Spilsby: What the Academy of Life Planning Brings to Our Community
At the Academy of Life Planning (AoLP), our mission has always been simple yet radical: put people back in charge of their own wealth and wellbeing. For over a decade, we’ve been building a global network of Holistic Wealth Planners and Financial Life Coaches who sit entirely on the client’s side of the table — … Continue reading Empowering Spilsby: What the Academy of Life Planning Brings to Our Community
Why You Don’t Need to Panic About the Budget – But You Might Need a Professional Ally
Every year, as the Budget approaches, rumours swirl. This autumn is no different. Headlines warn of: An inheritance tax squeeze A new property levy Even a raid on pension savings Unsurprisingly, panic follows. Advisers are reporting flooded phone lines as people scramble to protect their wealth before any announcement is even made. Yet history teaches … Continue reading Why You Don’t Need to Panic About the Budget – But You Might Need a Professional Ally
Five Tips for a Graduate GAME Plan in a Cooling Job Market
The news is sobering. According to new data from Adzuna, entry-level vacancies in the UK have dropped to their lowest level in five years. Employers are cutting back on lower-paid roles for younger staff in the wake of higher National Insurance contributions, rising minimum wages, and broader cost pressures. At the same time, AI is … Continue reading Five Tips for a Graduate GAME Plan in a Cooling Job Market
Beyond Money: How Human, Social, and Psychological Capital Drive Real Economic Growth
“Wealth is not just what you own. It’s what you know, how you connect, and who you become.” For decades, mainstream economics has taught us to measure prosperity through the narrow lens of financial capital—land, factories, investments, balance sheets. Yet a growing body of research, including a fascinating study from the Annals of the Constantin … Continue reading Beyond Money: How Human, Social, and Psychological Capital Drive Real Economic Growth
Life Planning: To Empower, or Exploit? Which One Do You Choose?
It wasn’t long ago that an SJP divisional director approached me for Life Planning training for his team.I said, that’s wonderful—are you changing your business model, then? Are you going to treat the client as the customer, and not the money? I never heard from him again. Ghosted. And I can guess why. He found … Continue reading Life Planning: To Empower, or Exploit? Which One Do You Choose?
University or Bust? Why Young People Need a Graduate GAME Plan
It was A-level results day. Across the country, teenagers were refreshing UCAS, parents were on edge, and university prospectuses were being dusted off. For many, it felt like the only path. But is it? Two decades after Tony Blair pledged to send half of Britain’s young people to university, that ambition has been achieved. Yet … Continue reading University or Bust? Why Young People Need a Graduate GAME Plan
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