“When the music stops, in terms of liquidity, things will be complicated.” — Chuck Prince, Citigroup CEO, July 2007
A month later, it stopped. We’re still dancing to the bill.
We were told the bailouts were temporary. Emergency. Necessary.
That the cost to the taxpayer would be recouped. That lessons had been learned.
But here we are—17 years later, still grappling with the human cost of decisions made in backrooms and boardrooms, far from the public they were supposed to serve.
And now, under the banner of “growth”, deregulation is back on the table.
Again, the roulette wheel is spinning.
But this time, the stakes are even higher—and the memory even shorter.
đź’· The ÂŁ10 Trillion Illusion
Globally, the financial crisis response amounted to more than £10 trillion in fiscal support, liquidity injections, and guarantees. Some of that was “just” central bank swaps. Some was recouped.
But let’s be clear:
It wasn’t free. It wasn’t painless. And it wasn’t just numbers on a spreadsheet.
It came in the form of:
- Austerity that gutted public services
- Asset bubbles that priced generations out of homes
- Wage stagnation that turned middle-class aspirations into survival games
- Trust erosion so deep we’re still building back from it
Ultimately, people paid. We are still paying.
🧨 Informed Consumer Risk? Or Institutional Amnesia?
Now we’re told the path to prosperity is through removing “red tape.”
They call it “informed consumer risk”—a euphemism for shifting accountability away from institutions and onto individuals.
Translated:
“You’re on your own. If you lose your savings, it’s your fault.”
But let’s not forget:
- Fraud is the UK’s most common crime, accounting for over 40% of all crime
- Only 1 in 12 frauds are reported
- Less than 0.2% of financial crime results in redress
- And over ÂŁ4 billion is lost every year in financial malfeasance
(Source: ONS, NAO, TTF, and multiple cross-agency studies)
This isn’t a functioning market. It’s a rigged casino.
🚨 Not Sound Policy — Madness
Rachel Reeves’ Mansion House speech was filled with confident rhetoric and polished optimism.
But strip away the polish, and the danger becomes clear:
Deregulating to stimulate growth is not economic policy.
It’s economic Russian roulette.
When institutions fail again—and they will, because the incentives remain—who will be bailed out?
And who will be left behind?
🕊️ Our Call: Empowerment Over Extraction
At the Academy of Life Planning, we are under no illusions.
We know:
- The game is tilted
- The rules are set by those who benefit most
- And the cost of failure is always socialised
But we also know this:
Another way is not only possible—it’s already underway.
We’re building it through:
- Human capital empowerment
- Transparency and truth-telling
- Product-free planning rooted in purpose, not profit
Because the only “growth” worth pursuing is growth that uplifts everyone—not just the few at the top of the table.
🔚 Final Word
The next crisis is not hypothetical.
It is inevitable—unless we change the system that breeds it.
It’s time to get off the roulette table.
It’s time to stop betting with people’s futures.
Because if we don’t speak up now, we’ll be left asking once again:
“How bad does it have to get?”
Join the M-POWER Movement: From Financial Extraction to Personal Liberation
We’re not here to sell you products. We’re here to help you reclaim your power.
The old financial system thrived on confusion, dependency, and hidden fees.
The new era is about clarity, confidence, and conscious choice.
What You’ll Gain
Empowered Planning
Learn how to manage your money without salespeople or smoke and mirrors.
Flat fees. No jargon. Total control.
Purposeful Enterprise
Turn your experience into a mission-led practice.
Whether you guide others or just guide yourself — we’ll show you how.
Conscious Evolution
Grow beyond old paradigms. Step into Aquarian leadership, where financial planning meets soul purpose.
How to Begin
Join the M-POWER Community
→ Free access to resources, events, and peers redefining the future of planning.
→ Community Link
Book a Discovery Call
→ Personal guidance to align your money with meaning — no sales, just insight
→ Booking Page
Be the Ripple
→ Share this post or invite others to the movement.
→ Join Planning My Life Facebook Group
The future isn’t built on percentage fees.
It’s built on purpose, participation, and personal agency.
Let’s shift the system — one planner at a time.
#MPOWER #FinancialFreedom #AquarianPlanning #SelfAgency #FlatFees #DimensionalLeadership #GAMEPlan #FinancialTransparency
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