A Proposal for the New Age
“The purpose of a ‘great company’ gives it a reason for being, defining its contribution to society.”
— Pitt-Watson & Mann, Does Finance Fulfil Purpose?
In their thoughtful report, David Pitt-Watson and Dr Hari Mann ask a foundational question that most in the industry still avoid:
Does finance fulfil its purpose?
It’s a fair question. It’s also one that demands a bold answer—not just for the sake of regulation or industry reform, but for the future of human flourishing.
Because if we’re honest, the current system doesn’t serve people—it serves itself.
🧱 A System Built on Extraction, Not Empowerment
The report outlines four core purposes of finance:
- Safekeeping of assets
- Facilitating payments
- Pooling risk
- Intermediation between savers and borrowers
These are worthy aims. But the evidence shows the system has lost sight of them. Despite 130 years of technological advancement, the cost of intermediation has not improved. Productivity has not risen. Scandals persist. Consumer trust deteriorates.
Instead, we see a never-ending game of regulatory whack-a-mole—1,600 scam sites shut down in a year, 20,000 misleading promotions corrected, firms fined and licenses revoked. Yet the problem regenerates. Because we’re dealing with symptoms, not causes.
🔄 From the Piscean Age to the Aquarian Age
The report makes a compelling case for re-establishing purpose in finance. But its solution remains within the old paradigm—more measurement, more regulation, more internal culture change.
From an Aquarian perspective, that’s not enough.
The Age of Aquarius demands more than reform. It calls for:
- Transparency over opacity
- Autonomy over dependency
- Collective wisdom over centralised control
- Technology as a tool for liberation, not leverage
We need a new proposal. Not just to fix finance, but to reclaim it.
“Human beings interpret change in different ways—some through logic and evidence, others through intuition, cycles, and symbols. What follows may not resonate with everyone, but for many, the transition from the Age of Pisces to the Age of Aquarius offers a compelling lens to understand what’s unfolding in finance, politics, and society. Whether literal or metaphorical, it helps explain why the systems that once felt solid are now crumbling—and why new paradigms, grounded in transparency, empowerment, and collaboration, are taking shape.”
🌱 A Proposal for the New Age
Here’s what finance can become—if we dare to redesign it:
1. Plan the Person, Not Just the Pension
True purpose starts with people. We need to plan lives before we plan money. What’s your calling? Your vision? Your ideal rhythm of life?
💡 That’s what Planning My Life empowers individuals to do—for free, with AI and holistic tools.
2. Decentralise Advice
Why keep advice locked behind gatekeepers? The future is open-source, peer-supported, and digital-first. No sales agenda. No gatekeepers. Just self-agency and collective support.
3. Rebuild Trust Through Transparency
Let trust be built not on slick branding or regulated product wrappers—but on clear information, cooperative platforms, and values-aligned communities.
4. Reward Purpose, Not Products
Incentives matter. Let’s reward planners, coaches, and institutions for helping people thrive—not for selling products or playing the compliance game.
🔔 The Purpose of Finance? To Serve Life.
Finance is meant to be a servant, not a master. A means to a meaningful end. A flowing current—not a hoarded reservoir.
In the New Age, finance must evolve into a tool that:
- Restores dignity
- Respects autonomy
- Regenerates local economies
- Reduces poverty, inequality, and stress
- Unlocks the full potential of human capital
And that’s exactly what the GAME Plan was designed to do.
💬 Final Thought
The question “Does finance fulfil purpose?” is a mirror.
It reflects the limits of a system stuck in the past.
But it also invites us to imagine what could be.
The Age of Aquarius has arrived—and with it, a new blueprint for financial life.
Let’s stop patching the old. Let’s start building the new.
🔗 Explore Planning My Life — 100% free, purpose-first financial empowerment:
www.planningmy.life
📚 Learn the GAME Plan and reclaim your autonomy:
www.aolp.co.uk
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