Your Money or Your Life: The Retirement Lie They’re Still Selling

For the ones who were told to just “keep working”—until they drop.

You’ve seen the headlines. “Only half of adults confident of working to 70.”
Cue the crocodile tears from product providers and pension giants. But look closer—and you’ll spot the trap.

This isn’t about concern for the working class.
It’s about selling more financial products to people deliberately kept financially insecure.

They don’t want you to plan your life.
They want you to plan your purchases—their purchases.

The Injustice Unmasked

Patrick Thomson of Phoenix Insights warns of a “perfect storm”: people undersaving, dropping out before State Pension Age, and needing to work longer.

But let’s ask the obvious:
Who benefits from framing human life around a pension shortfall?

Why do they assume we’ll all be stuck on a soul-draining treadmill until 70?

Because their modelling demands it.
Because their profit depends on it.
Because the myth of retirement sells.

Phoenix Insights claims to offer “policy insights.” But this insight is rigged: it nudges you to accept the idea that you must keep working—miserably—so you can keep saving—relentlessly.

And when your confidence wanes? When your health breaks? When the treadmill speeds up?

They’ve got a product for that.

The Real Question

What if you never needed to retire in the first place?

What if your “work” was meaningful, flexible, and joy-filled—the kind you never want to quit?

What if the problem isn’t when you retire—but how they define work in the first place?

This isn’t a retirement crisis. It’s a purpose crisis.

It’s a crisis created by those who see you as a sales target, not a human being.
And it’s perpetuated by those who measure your value in pounds saved, not lives touched.

The Turnaround: Work Reimagined

Let’s be real. Yes, people are struggling. Yes, one in four 60–65 year olds lives in poverty.
But the answer isn’t to flog more pension plans—it’s to rebuild livelihoods from the inside out.

We’ve seen people turn their skills, passions, and wisdom into sustainable income streams—without waiting for a product provider to “rescue” them.

They found:

Work that fuels, not drains.
Roles that evolve with age, not end because of it.
Community over consultancy.
Purpose over pensions.

They planned their life—before they planned their money.

The Lesson for You

Don’t be baited by a broken system whispering, “You’ll never have enough.”

That whisper is a sales pitch.
It’s not truth. It’s extraction dressed as advice.

Reclaim your power by redefining wealth.
Reimagine retirement as freedom, not failure.

Your greatest asset isn’t a pension pot.
It’s you. Your human capital.

Your story. Your skills. Your spark.

Now Is the Time

They sold us the lie that the best years of our lives begin when we stop working.

But those years can start now—when we stop playing their game.

🔥 Stop buying their fear.
🔥 Start living your truth.
🔥 Start building your life on your terms—with purpose, power, and enough.

NOW is the time to reclaim your life.
Not at 70. Not when they say so. NOW.