A New Pathway in Financial Planning: Beyond the Traditional Adviser Role

The financial services profession has long been synonymous with the role of the financial adviser. Indeed, for many entering the sector, the intermediary route has been the well-trodden path, offering a structured progression towards qualification and client-facing responsibilities. However, as the profession evolves, so too do the opportunities available within it. It is time to … Continue reading A New Pathway in Financial Planning: Beyond the Traditional Adviser Role

The Advent of AI in Lifetime Cashflow Forecasting: A Paradigm Shift

The Advent of AI in Lifetime Cashflow Forecasting: A Paradigm ShiftBy Steve Conley The Public’s New Power: AI-Driven Lifetime Cashflow Forecasting Recent advancements in artificial intelligence have heralded a transformative shift in financial planning. No longer must individuals rely solely on traditional financial advisers to obtain an initial assessment of their long-term financial standing. With … Continue reading The Advent of AI in Lifetime Cashflow Forecasting: A Paradigm Shift

The Journey to Authenticity: Understanding Ego, the False Self, and Spiritual Awakening

In the intricate tapestry of human existence, the concepts of ego and the false self occupy a central role in shaping our perceptions, behaviours, and ultimate sense of identity. From the moment of birth, we are immersed in a world suffused with ideals, beliefs, and societal expectations. As we progress through life, we assimilate these … Continue reading The Journey to Authenticity: Understanding Ego, the False Self, and Spiritual Awakening

Holistic Human Capital Theory: A Paradigm for Whole-Person Well-being

Introduction The traditional conceptualisation of human capital has, for decades, been centred upon economic utility, focusing on education, skills, and health as means to enhance productivity and, consequently, income. However, such a narrow interpretation is inadequate in addressing the broader dimensions of human flourishing. This article advances a holistic human capital theory, proposing that investments … Continue reading Holistic Human Capital Theory: A Paradigm for Whole-Person Well-being

Beyond Money – The Five Means to a Secure and Fulfilling Life

When people think about financial planning, they often focus on just one thing: money. But true financial well-being isn’t just about what’s in your bank account—it’s about ensuring you have the right resources to create a secure, meaningful, and fulfilling life. At the Academy of Life Planning, we take a holistic approach, looking at five … Continue reading Beyond Money – The Five Means to a Secure and Fulfilling Life

The GAME Plan: Translating Action Plans into Habits

At this stage in your journey through the Blockbuster ROADMAP, you’ve worked through the Actions phase of the GAME Plan process—taking your goals and breaking them down into clear, actionable steps. Now, we take things one step further. This exercise is all about turning those actions into daily and weekly habits, ensuring they become a … Continue reading The GAME Plan: Translating Action Plans into Habits

The GAME Plan: A Holistic Approach to Wealth and Well-Being

At the Academy of Life Planning, we believe wealth is about far more than money. True wealth means having enough in all areas of life—mind, body, heart, and spirit. It’s about holistic human capital, ensuring you have the resources, relationships, and resilience to thrive. That’s why we created the GAME Plan—a structured yet flexible approach … Continue reading The GAME Plan: A Holistic Approach to Wealth and Well-Being

How to Protect Your Pension from Inheritance Tax

How to Protect Your Pension from Inheritance Tax, by Steve Conley The rules around pensions and inheritance tax are changing, and it’s important to be prepared. From April 2027, pensions will no longer be exempt from inheritance tax (IHT), meaning that without careful planning, a significant portion of your hard-earned savings could end up with … Continue reading How to Protect Your Pension from Inheritance Tax

The Illusion of Financial Advice: A Critical Examination of Industry Conditioning

In contemporary financial discourse, the general public has been systematically conditioned to equate the pursuit of wealth-building advice with product recommendations. This conditioning is not incidental but rather the result of a financial services industry whose primary function is sales rather than the provision of impartial and expert financial counsel. Consequently, consumers, when seeking guidance … Continue reading The Illusion of Financial Advice: A Critical Examination of Industry Conditioning

Awakening to Truth: The Journey Beyond Illusion

Humanity's journey is one of profound transformation, a path that takes us from fear to love, from survival to service. Along this path, there comes a pivotal moment—the realisation that much of what we have been taught to accept as reality is, in fact, an illusion. This awakening is not merely an intellectual exercise; it … Continue reading Awakening to Truth: The Journey Beyond Illusion