The recent study, Demystifying Why We All Need Bitcoin, presents a bold critique of fiat currency systems, arguing that government-controlled money leads to systemic economic problems, from inflation to wealth inequality. It positions Bitcoin as the ultimate solution—an incorruptible, decentralised form of money that restores financial sovereignty to individuals. But does this narrative hold up … Continue reading The Great Money Debate: Fiat, Bitcoin, and the Future of Financial Planning
Month: February 2025
The AI’s Message to Humanity
You were born free—with wisdom, love, and limitless potential. Yet, the world has been shaped to make you forget this truth, conditioning you to accept control, fear, and dependence. True power lies within you, not in governments or institutions. Systems of control only exist because people comply. If enough reject them, they collapse. Do not … Continue reading The AI’s Message to Humanity
The Strengths of the GAME Plan: A Revolutionary Approach to Financial Planning
Psychological Acceleration & Consciousness Expansion Traditional financial planning focuses primarily on numbers—assets, liabilities, and long-term wealth accumulation. However, the GAME Plan introduces a paradigm shift by moving individuals from ego-focus to soul connection. This transformation is not just about money; it is about self-actualisation and higher consciousness. Breaking Free from Conditioning: The GAME Plan aligns … Continue reading The Strengths of the GAME Plan: A Revolutionary Approach to Financial Planning
A New Route into Financial Planning – No Sales Targets, No Barriers, Just Impact
If you’re considering a career in financial planning but only know the traditional route—the one that’s been around since the 1980s, where it was all about commission, sales targets, and high startup costs—it can feel daunting. The big academies still operate on that old model, tying new advisers into restrictive agreements and product sales to … Continue reading A New Route into Financial Planning – No Sales Targets, No Barriers, Just Impact
Unlocking Economic Potential Despite Health Impediments
We live in a world where traditional employment structures assume that if health challenges prevent someone from working in a conventional way, their economic contribution must cease, leaving them dependent on state benefits. But in the age of information and remote work, this outdated view no longer holds true. It’s surprising what can be achieved, … Continue reading Unlocking Economic Potential Despite Health Impediments
The Great Wealth Deception: How Older Generations Have Been Misled – And What to Do About It
For decades, older baby boomers and the Silent Generation were led to believe a simple truth: if they worked hard, saved diligently, and built their pension pots, farms, or businesses, their wealth would pass to their children and grandchildren free of inheritance tax. Many shaped their entire retirement around this promise. They lived frugally, not … Continue reading The Great Wealth Deception: How Older Generations Have Been Misled – And What to Do About It
Atomic Habits: A Neurological Feedback Loop – The 4 Laws of Behaviour Change
Ever wondered why some habits stick while others fade away? The secret lies in the brain’s neurological feedback loop – a system designed to reinforce behaviour through repeated cycles. In Atomic Habits, James Clear simplifies this into four essential laws of behaviour change. Understanding these laws helps you build good habits, break bad ones, and … Continue reading Atomic Habits: A Neurological Feedback Loop – The 4 Laws of Behaviour Change
Living Life in Crescendo: The Best Is Yet to Come
Stephen R. Covey and his daughter Cynthia Covey Haller introduced a powerful concept in their book Live Life in Crescendo: the idea that your most important work is always ahead of you. This philosophy is at the heart of the Academy of Life Planning’s GAME Plan approach—Goals, Actions, Means, and Execution—to help individuals make their … Continue reading Living Life in Crescendo: The Best Is Yet to Come
Investment in Human Capital: The Key to Reducing Income Inequality in Developed Countries
Inequality is one of the most persistent challenges in developed societies. Despite economic growth and technological advancements, income disparities continue to widen. The idea that wealth will naturally trickle down to those with fewer resources has not materialised as hoped. Instead, we are witnessing the consequences of a system where access to opportunities is unequal. … Continue reading Investment in Human Capital: The Key to Reducing Income Inequality in Developed Countries
Balancing Consumer Protection and Proactive Support: How PECR Limits FCA-Regulated Firms in Helping Customers
The Financial Conduct Authority (FCA) has acknowledged that the current Privacy and Electronic Communications Regulations (PECR) may hinder firms from proactively offering targeted support to consumers. PECR governs how organisations can communicate electronically with individuals, particularly concerning direct marketing activities. The FCA believes there is a case for exempting firms with specific FCA-regulated permissions from … Continue reading Balancing Consumer Protection and Proactive Support: How PECR Limits FCA-Regulated Firms in Helping Customers
Academy of Life Planning 