Broadening the Horizon: Why the 2025 Pensions Review Must Consider Human Capital

The government’s upcoming 2025 pensions review has sparked important conversations around the assets that underpin our financial futures. While many are rightly championing the inclusion of rainy day savings and property alongside pensions, the focus needs to go much further. If we stop there, we risk creating a narrow framework that inadvertently favours financial capital … Continue reading Broadening the Horizon: Why the 2025 Pensions Review Must Consider Human Capital

Exploring Human Capital: An Inclusive Understanding of Intangible Wealth

In the evolving discourse around wealth and income, the interplay between human capital and financial capital takes centre stage. Total wealth, as I see it, is the sum of human capital and financial capital, net of financial liabilities. Here, financial capital represents tangible assets—those you can see and touch. Human capital, in contrast, is an … Continue reading Exploring Human Capital: An Inclusive Understanding of Intangible Wealth

The Holistic Financial Planner Measure: How Ready Are You to Succeed?

Are you curious about your potential to thrive as a Holistic Financial Planner? Whether you’re just starting out or already on the journey, our innovative success scorecard is designed to help you assess your readiness, uncover your strengths, and identify areas for growth. Take the Test Today Start your journey with our complimentary 4-minute questionnaire. … Continue reading The Holistic Financial Planner Measure: How Ready Are You to Succeed?

Spiritual Wellbeing: The Missing Pillar in Gallup’s Analysis

The paradigm of Mind, Body, Heart, and Spirit offers a holistic framework for understanding wellbeing. Among these, spiritual wellbeing holds a unique position as the linchpin for a truly integrated and fulfilled life. Yet, recent analyses, such as the Gallup-Radiant Foundation report on religion and spirituality, risk conflating spirituality with religiosity, leading to misleading conclusions … Continue reading Spiritual Wellbeing: The Missing Pillar in Gallup’s Analysis

The M-Power Movement: Empowering Lives, Eradicating Poverty

Aligning with the UN's Sustainable Development Goal 1 Poverty is more than just a lack of income—it’s a barrier to opportunities, dignity, and the ability to live a fulfilling life. The United Nations Sustainable Development Goal 1 (SDG 1) challenges the world to eradicate poverty in all its forms by 2030. This ambitious target includes … Continue reading The M-Power Movement: Empowering Lives, Eradicating Poverty

Whole-Person Wellbeing: The Key to Happiness is Social Fitness

What does it take to lead a happy and fulfilled life? For decades, this question has intrigued researchers, philosophers, and everyday people alike. A landmark study, launched by Harvard University in 1938 and spanning 85 years, has provided a striking answer: happiness is deeply rooted in the quality of our social relationships. While money, career … Continue reading Whole-Person Wellbeing: The Key to Happiness is Social Fitness

The Game Plan Evolution: CPD Masterclass Series (Season 2)

Building on the success of last year's programme, the Academy of Life Planning is delighted to announce the launch of Season 2 of our Continuous Professional Development Masterclass Programme for 2025. This series, titled "The Game Plan Evolution," is designed to further empower financial planners with the skills and insights needed to excel in an … Continue reading The Game Plan Evolution: CPD Masterclass Series (Season 2)