Income inequality isn’t just a financial statistic—it’s a human story, one of opportunity lost or gained. While financial investments often dominate economic strategies, a growing body of research reveals the transformative power of investing in human capital—the skills, education, and health of individuals. The Case for Human Capital Recent findings from Ethiopia underscore the profound … Continue reading Bridging the Gap: Investing in People to Tackle Income Inequality
Month: December 2024
Graduates Deserve Better: A GAME Plan for a Purpose-Driven Life
The struggles of today’s graduates are well-documented. Headlines highlight rising student debt, stagnant wages, and a lack of jobs that match the promise of university education. A generation of hard-working young people is caught in a cycle of effort without reward, a phenomenon described in China as neijuan, or "involution." It’s a treadmill that leads … Continue reading Graduates Deserve Better: A GAME Plan for a Purpose-Driven Life
A Wall Between Advice and Product: Restoring Market Integrity to Financial Services
For too long, the lines between professional financial advice and product sales have been blurred. This lack of clarity has not only led to a series of high-profile mis-selling scandals and service failures but has also undermined public trust in financial services. To restore integrity and confidence, we need to build a clear wall between … Continue reading A Wall Between Advice and Product: Restoring Market Integrity to Financial Services
Unlocking Opportunities: Lessons for GenIFAs from Income Inequality Studies
The role of Generic Independent Financial Advisers (GenIFAs) extends beyond numbers—it’s about empowering clients to achieve financial security and prosperity. Recent studies on income inequality and human capital offer invaluable insights that GenIFAs can use to create meaningful impact. The Core Message: Education as the Great Equaliser Research consistently highlights education’s transformative power in reducing … Continue reading Unlocking Opportunities: Lessons for GenIFAs from Income Inequality Studies
Building Prosperity: How Human Capital Insights Empower GenIFAs to Guide Clients Out of Poverty
The study by Minh Quang Dao presents a powerful lens through which we can understand poverty and income inequality in developing nations. For Generic Independent Financial Advisers (GenIFAs) focused on enabling sustainable financial well-being, these findings can be transformative. Let’s explore how this research can guide actionable steps in financial planning to alleviate poverty. The … Continue reading Building Prosperity: How Human Capital Insights Empower GenIFAs to Guide Clients Out of Poverty
WhatsApp: The Future of Financial Advice Is in Your Hands
The financial world is being turned on its head. OpenAI’s ChatGPT has now made its way onto WhatsApp, offering people instant access to financial guidance at their fingertips. This isn’t just a technological leap—it’s a revolution in how we think about financial advice. Gone are the days when the keys to financial knowledge were locked … Continue reading WhatsApp: The Future of Financial Advice Is in Your Hands
Unlocking Potential: Why Human Capital Matters in Financial Planning
When you think about financial planning, you probably picture bank accounts, pensions, or investments—what we typically call "financial capital." But there’s something just as important, if not more so, that often gets overlooked: human capital. This is your unique potential—the skills you’ve built, the knowledge you’ve gained, and the energy you bring to creating a … Continue reading Unlocking Potential: Why Human Capital Matters in Financial Planning
Are Financial Advice Firms as Secure as They Seem?
When you seek financial advice, you might assume that working with a firm registered and regulated by the Financial Conduct Authority (FCA) offers reassurance and guarantees. After all, these firms are required to maintain professional indemnity (PI) insurance to cover potential claims. However, recent trends suggest that consumers may need to reassess how much protection … Continue reading Are Financial Advice Firms as Secure as They Seem?
🎄What an inspiring year it has been for the Academy of Life Planning! 🎉
As 2024 comes to a close, it’s the perfect time to pause and reflect on the milestones, growth, and impact we’ve achieved together. From empowering individuals to take charge of their financial futures to strengthening the community of values-driven planners, this year has been one of transformation and progress. Let’s take a look back 👇: … Continue reading 🎄What an inspiring year it has been for the Academy of Life Planning! 🎉
Where’s the Justice? The Tenet Collapse and the Cost to Consumers
The collapse of Tenet has left nearly 10,000 customers in financial limbo, raising pressing questions about the effectiveness of consumer protection in the UK’s financial services industry. These individuals, who trusted a Financial Conduct Authority (FCA) registered firm and its advisers, now face a sobering reality: they’re left to rely on the Financial Services Compensation … Continue reading Where’s the Justice? The Tenet Collapse and the Cost to Consumers
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