The Akashic Records are often described as a spiritual database or a "library of the soul." Imagine it as a timeless, universal storehouse of information, containing details about every thought, emotion, experience, and intention you have ever had—not just in this life but across all lifetimes. Whether you’re looking for guidance on your life path, … Continue reading Understanding and Accessing the Akashic Records
Month: November 2024
The Opioid Epidemic and Financial Advice: A Tale of Misaligned Incentives
When we look at the opioid epidemic in the United States, it’s impossible to ignore how financial incentives played a destructive role. Pharmaceutical companies encouraged doctors to prescribe painkillers like OxyContin, offering them financial rewards, such as bonuses, speaking fees, and perks, based on how much they prescribed. This model put profits above patient care, … Continue reading The Opioid Epidemic and Financial Advice: A Tale of Misaligned Incentives
Will Technology Create More Time for Advisers to Connect with Clients: Will Future Advisers Be Selling Products or Focusing on Planning?
In today’s rapidly evolving financial landscape, the role of a financial adviser is undergoing significant shifts, thanks to technology. Yet, the key question remains: Will technology truly create more time for advisers to connect with their clients? Let’s unpack this with an eye on where we stand today and what the future might hold. Advisers … Continue reading Will Technology Create More Time for Advisers to Connect with Clients: Will Future Advisers Be Selling Products or Focusing on Planning?
CII and PFS: The Membership Dilemma for Financial Planners
There’s an ongoing debate that has left many financial planners feeling stuck between a rock and a hard place when it comes to their membership with the Chartered Insurance Institute (CII) and the Personal Finance Society (PFS). Recent communications from the CII suggest a rather troubling message: "You’re stuck with us." But are financial planners … Continue reading CII and PFS: The Membership Dilemma for Financial Planners
Why Working Into Later Life Could Be the Solution We Need
The UK is on a collision course with a looming pension crisis, with experts warning that millions of retirees will face financial struggles in the coming decades. While policy discussions often centre around raising pension contributions, there’s another solution that seems glaringly overlooked: working longer. This isn’t just about economic necessity—it’s about giving people the … Continue reading Why Working Into Later Life Could Be the Solution We Need
Are Banks Returning to the Advice Market? Or Just Dipping a Toe in Distribution?
Twelve years ago, bank bosses stepped away from the bancassurance market, labelling it a zero-sum game. Now, they’re back with fresh plans. So, what’s changed, and is it a good idea? HSBC, Barclays, and Lloyds are all making a big push back into wealth management, with HSBC aiming to double its assets under management to … Continue reading Are Banks Returning to the Advice Market? Or Just Dipping a Toe in Distribution?
Introducing Our New Brochure: The Holistic Wealth Planner: Your Pathway from FS Pro to Holistic Wealth Planner (HWP)
Navigating the world of financial planning can often feel overwhelming, especially when you're eager to elevate your career and make a real impact on clients’ lives. At the Academy of Life Planning, we understand that our range of services and development opportunities can sometimes seem like a maze. That's why we’ve created a concise, user-friendly … Continue reading Introducing Our New Brochure: The Holistic Wealth Planner: Your Pathway from FS Pro to Holistic Wealth Planner (HWP)
Wokery at Work: Why a Growing Number are Choosing Early Retirement
In the past few years, we’ve seen a shift in workplace culture that's leaving many seasoned professionals feeling burnt out, confused, and frustrated. It’s not the workload, but the new unwritten rules that seem to demand a form of mental gymnastics just to keep up. Terms like "woke culture," "diversity," "inclusivity," and "DEI" (Diversity, Equity, … Continue reading Wokery at Work: Why a Growing Number are Choosing Early Retirement
Why a Financial Planning Side-Hustle is a Win-Win for Sellers and Buyers of Exited Financial Advice Firms
For seasoned financial advisers who’ve spent years building a successful boutique advice firm, there comes a time to consider stepping back. The idea of leaving behind the pressures of the FCA-regulated world—heavy compliance, liability, and endless red tape—can be an appealing vision. After years spent advising on products, many dream of retiring from regulation, surrendering … Continue reading Why a Financial Planning Side-Hustle is a Win-Win for Sellers and Buyers of Exited Financial Advice Firms
Standing Strong in the Face of Illusion: Choosing Soulful Purpose Over Material Distractions
In today’s world, it’s impossible to ignore the voices shouting louder for material gain. These voices often echo from the corridors of power, backed by vast, unaccountable hierarchies driven solely by profit. These influences steer everything from media narratives to policy decisions, creating a sense of division and casting shadows over those who seek a … Continue reading Standing Strong in the Face of Illusion: Choosing Soulful Purpose Over Material Distractions
