Britain Isn’t Working: The GAME Plan as a Solution

Britain, we’re told, “simply isn’t working.” With a record 2.8 million people off work due to long-term sickness and welfare spending soaring, the nation is grappling with a crisis that’s as economic as it is social. The government’s proposed solutions – personalised job centre support, CV advice, and AI job-hunting tools – may tick some … Continue reading Britain Isn’t Working: The GAME Plan as a Solution →

Retirement Planning Beyond Financial Capital: A Call for Holistic Conversations

For many, the prospect of retirement is both exciting and daunting. It’s a time to step back, reflect, and embrace new opportunities. But what if your retirement savings fall short of your expectations? For those who approach financial advisers hoping for a lifeline, the conversations they’re having might not be enough to ease their worries. … Continue reading Retirement Planning Beyond Financial Capital: A Call for Holistic Conversations →

Why Financial Planners Need Human Capital Development Skills

For generations, retirement planning centred around accumulating enough financial capital to see people through their golden years. But as the workforce evolves, and life expectancy extends, this approach is no longer sufficient. Financial planners must embrace a new skill—human capital development strategy—to help clients navigate longer economically active lives without running out of financial resources. … Continue reading Why Financial Planners Need Human Capital Development Skills →

The Role of a Life Planner

Life Planners are people who choose to inspire others, guiding them towards clarity and purpose. They help others look beyond the surface, challenging what feels limiting or overwhelming, not for recognition, but because they believe in human potential and the possibility of a brighter, more empowered life. Life Planners aren’t about telling people what to … Continue reading The Role of a Life Planner →

Discover a Fulfilling Career in Financial Planning Without the Sales Pressure

Embarking on a career in financial planning is a commendable choice, offering the opportunity to make a meaningful impact on individuals' financial well-being. However, it's essential to be aware of the different pathways available, especially when some roles are heavily centred around product sales. Organisations like M&G Wealth, SJP, and Quilter are actively recruiting in … Continue reading Discover a Fulfilling Career in Financial Planning Without the Sales Pressure →

Holistic Wealth Planning: A Flexible Career for Today’s Parents

Balancing a career with raising a family has always been a challenge, but for holistic wealth planners, the solution lies in flexibility and scalability. This isn’t your typical 9-to-5 office job. There’s no daily commute to the city, no rigid schedule to dictate your life. Instead, holistic wealth planning offers a work-from-anywhere lifestyle, making it … Continue reading Holistic Wealth Planning: A Flexible Career for Today’s Parents →

💡 Bridging the Gap: The Power of Planning Without Products 💡

Did you know there's no advice gap? It's really a planning gap, and that changes everything. I had the opportunity to share my vision with FT Adviser, explaining how we’re empowering individuals to take control of their finances—not by selling products, but by offering the tools, education, and support they truly need. 🔑 Here’s the … Continue reading 💡 Bridging the Gap: The Power of Planning Without Products 💡 →

Human Capital Strategies: The Future of Retirement Planning

Retirement planning has entered a new era. For years, the focus was squarely on financial capital—tangible assets like pensions, savings, and investments. But for today’s retirees, especially those without the safety net of generous defined benefit (DB) pensions, financial capital alone isn’t enough. The spotlight is shifting towards human capital strategies—an often-overlooked but vital component … Continue reading Human Capital Strategies: The Future of Retirement Planning →

A Warning to Advisers: When Tax Breaks Overshadow Life Goals

For years, the allure of tax-efficient strategies has driven financial advice, particularly in the world of pensions. Advisers have worked diligently to help clients accumulate wealth outside the reach of inheritance tax (IHT). However, the recent Autumn Budget serves as a stark reminder: political shifts can quickly dismantle even the most well-intentioned recommendations. While tax … Continue reading A Warning to Advisers: When Tax Breaks Overshadow Life Goals →

Why Transitioning from Regulated Advice to Financial Planning Could Be Your Next Win-Win Strategy

Financial advice firms spend an extraordinary amount of time and money on compliance. A recent report by Model Office and Fidelity Adviser Solutions shows that firms are devoting 65% of their time to business, governance, and compliance, leaving only 35% for client meetings. With an average of 11 hours per week spent solely on compliance, … Continue reading Why Transitioning from Regulated Advice to Financial Planning Could Be Your Next Win-Win Strategy →