Why Holistic Wealth Planning is the Future in an Ageing Society

As we face the realities of an ageing society, the role of financial planners must evolve. It’s no longer enough to focus solely on financial capital, the traditional bedrock of most financial plans. Instead, planners are now called to become holistic wealth planners, integrating strategies that go beyond managing money to embrace the wealth we … Continue reading Why Holistic Wealth Planning is the Future in an Ageing Society →

Keep Your Retirement on Track: National Pension Tracing Day is Here!

This Sunday, 27 October, marks National Pension Tracing Day—a timely reminder to reconnect with any “lost” pensions you may have. According to the latest report by the Pensions Policy Institute (PPI), there are nearly 3.3 million pension pots—worth a staggering £31.1 billion—that have become “lost” or “disconnected” from their owners. With the average disconnected pot … Continue reading Keep Your Retirement on Track: National Pension Tracing Day is Here! →

Are Financial Advisers Driven by More Than Just Emotional Intelligence?

Financial advisers often enjoy high levels of client trust, with many clients feeling well looked after and loyal. For those who’ve stayed with the same adviser for years, it’s clear that strong, personal relationships are at the heart of these bonds. But if we dig deeper, we can ask another question: beyond emotional intelligence and … Continue reading Are Financial Advisers Driven by More Than Just Emotional Intelligence? →

Building a Career as a Financial Planner Without Selling Products: A New Professional Development Pathway

In financial planning, many aspiring planners feel pressured to follow the well-worn path of product sales. For those looking to help clients without ever selling a product, the journey can seem daunting. However, a robust and rewarding career as a financial planner doesn’t have to involve product placement or sales; instead, it can focus entirely … Continue reading Building a Career as a Financial Planner Without Selling Products: A New Professional Development Pathway →

Join the Academy of Life Planning’s ELITE Programme: Your Path to Becoming a Self-Employed Holistic Wealth Planner

Are you ready to transform your career and step into a future where you’re in control of your own financial planning practice? The Academy of Life Planning’s ELITE Programme is designed for financial coaches, advisers, and planners who are looking to become self-employed Holistic Wealth Planners. With a focus on both financial and human capital, … Continue reading Join the Academy of Life Planning’s ELITE Programme: Your Path to Becoming a Self-Employed Holistic Wealth Planner →

Finfluencers vs. Qualified Financial Advice: Where Are You Getting Your Advice?

If you've scrolled through TikTok, Instagram, or YouTube, chances are you've come across "finfluencers" — financial influencers dishing out tips on where to invest, what stocks to buy, or how to make quick cash. For the alphabet generations (Gen Z, Millennials), this has become a popular source of financial guidance. But there's a serious issue … Continue reading Finfluencers vs. Qualified Financial Advice: Where Are You Getting Your Advice? →

Can AI Really Help Advisers Handle 500 Clients?

There's been a lot of buzz about artificial intelligence (AI) revolutionising the financial advice industry. The claim? AI could empower advisers to handle 500 clients – a number that seems unimaginable for many who are already struggling to give proper attention to just 100. Alan Gurung, co-founder of Advisory AI, believes AI can help advisers … Continue reading Can AI Really Help Advisers Handle 500 Clients? →

Lessons from the US: What UK Financial Planners Must Learn to Protect Holistic Planning

The landscape of financial planning is evolving globally, and the UK’s financial intermediaries licensed by the Financial Conduct Authority (FCA) should take note of a critical precedent set in the US. The American Institute of Certified Public Accountants' (AICPA’s) victory in the United States against the Securities and Exchange Commission (SEC) has broad implications for … Continue reading Lessons from the US: What UK Financial Planners Must Learn to Protect Holistic Planning →

Understanding the Difference: Generic vs. Specific Financial Advice for Finfluencers

Brits! As a finfluencer, your platform holds great influence, especially over young and often vulnerable audiences. But with this power comes the responsibility to understand where you stand in terms of financial regulation. Knowing when you are providing generic financial information and when you are crossing into the territory of specific, Financial Conduct Authority (FCA) … Continue reading Understanding the Difference: Generic vs. Specific Financial Advice for Finfluencers →

The Difference Between a Conduct Regulator and a Professional Body in Financial Services

When you step into the world of financial services, it's easy to see how confusion can arise between the roles of a Conduct Regulator and a Professional Body. Let’s clear that up. If you’re a financial services professional, you are (hopefully!) qualified and an active member of a professional body. These professional bodies bind their … Continue reading The Difference Between a Conduct Regulator and a Professional Body in Financial Services →