Labour’s Legacy on Pensions: A History of Tax Raids and Shifting Sands

For many in the UK, pensions have long represented the promise of security in retirement, a reward for a lifetime of hard work. But recent history has seen pensions repeatedly swept up in policy changes, each bringing new challenges for savers. Today, it seems we’re on the cusp of yet another significant shift, prompting many … Continue reading Labour’s Legacy on Pensions: A History of Tax Raids and Shifting Sands →

Uncovering the Hero’s Journey: Joseph Campbell’s Guide to Resilience, Transformation, and Self-Discovery

Let’s explore Joseph Campbell, his transformative work on the Hero’s Journey, and how this timeless framework has inspired stories across Hollywood and Disney, offering a pathway of resilience and self-discovery. Who is Joseph Campbell? Joseph Campbell was an American professor, writer, and mythologist whose work focused on the common patterns that run through myths and … Continue reading Uncovering the Hero’s Journey: Joseph Campbell’s Guide to Resilience, Transformation, and Self-Discovery →

The Rise of Co-Manufacturing: Are Adviser Firms Really Adding Value, or Just Fees?

A growing trend called "co-manufacturing" in financial advice is shifting more responsibility for your portfolio's performance to adviser firms, who are now partnering with discretionary fund managers (DFMs) to customise investments. But while these arrangements might sound beneficial, especially when marketed with claims of higher returns, there are crucial details that clients should examine closely. … Continue reading The Rise of Co-Manufacturing: Are Adviser Firms Really Adding Value, or Just Fees? →

Legal Cases and Transparency: How New Rulings Last Week Could Impact St. James’s Place Compensation Claims

Recent merged legal cases, Hopcraft v Close Brothers, Wrench v Firstrand Bank, and Johnson v Firstrand Bank and Motonovo Finance, have set a precedent for transparency in financial advice by underscoring the need for fully informed consent. In these cases, courts ruled that clients must be clearly informed of all commissions and hidden fees for … Continue reading Legal Cases and Transparency: How New Rulings Last Week Could Impact St. James’s Place Compensation Claims →

Human Capital Development: The Key to Economic Resilience and Personal Prosperity

Human Capital is far more than a buzzword—it’s a concept with the power to reshape our economic landscape and our personal lives. At its core, Human Capital represents the present value of our future earnings, which is embedded in our skills, know-how, mindset, health, relationships, and character. In essence, it’s our individual and collective capacity … Continue reading Human Capital Development: The Key to Economic Resilience and Personal Prosperity →

Is Saving More the Solution to Middle Britain’s Financial Woes?

As households across Britain tighten their belts, the financial services industry has a bold suggestion to boost resilience: give them more of your money! The logic, apparently, is simple—set aside more cash for the future, even if that means sacrificing some of today's financial comfort. But while that sounds responsible on the surface, it ignores … Continue reading Is Saving More the Solution to Middle Britain’s Financial Woes? →

Beyond the Pension Crisis: Reimagining Retirement as an Age of Opportunity

For years, the financial industry has sounded alarm bells about a looming pension crisis, declaring that people will fall short of funds by the time they hit their 60s. And they’re not wrong—if we look solely at financial capital, things do indeed look bleak. Research by Phoenix Insights suggests that more than half of future … Continue reading Beyond the Pension Crisis: Reimagining Retirement as an Age of Opportunity →

Finding Purpose in Retirement: An Encore Career for Whole-Person Well-Being

Retirement can be a thrilling chapter, yet for many, it brings a sense of emptiness. After years of work that define purpose, rhythm, and even self-worth, moving into retirement isn’t just about budgeting or relocating; it’s about building a new identity. For some, that might mean finding an "encore career"—work that doesn’t feel like work, … Continue reading Finding Purpose in Retirement: An Encore Career for Whole-Person Well-Being →

Could Tokenising Human Capital Be the Financial Boost Graduates Need?

Imagine stepping into your future without the usual weight of student debt or the pressures of scrimping for a house deposit. What if there was a way to transform your career’s earning potential into real, tangible value today? Enter the concept of human capital tokenisation—a new approach to funding that allows you to "tokenise" a … Continue reading Could Tokenising Human Capital Be the Financial Boost Graduates Need? →

Mary Magdalene: The Original GAME Plan Practitioner

Mary Magdalene, the figure often shrouded in mystery, emerges from ancient texts not just as a disciple but as a visionary. The Gospel of Mary, a powerful work attributed to her, offers a revolutionary perspective on the path to spiritual and personal growth—one that aligns remarkably with the principles of the GAME Plan, guiding individuals … Continue reading Mary Magdalene: The Original GAME Plan Practitioner →