We’ve all heard it: “You’re doing great, climbing the ladder of success, living the dream.” But what if, deep down, you’re running at full speed on a treadmill you don’t even want to be on? The money’s good, the perks are there, but something’s missing. Maybe you’re stuck, feeling trapped in what many call “golden … Continue reading Breaking Free from the Golden Handcuffs: How a GAME Plan Can Lead to a Better Life
Month: September 2024
Why Now Is the Perfect Time to Embrace Holistic Financial Planning
As we look ahead to next month's budget, tax rises are almost certain, and people of all ages are preparing for financial challenges over the next five years. It might feel daunting, but this is precisely why embracing financial planning has never been more important. Taking control now can make a significant difference to your … Continue reading Why Now Is the Perfect Time to Embrace Holistic Financial Planning
Why Some of Us Choose Never to Retire – and How Human Capital Development is the Key to Financial Security
More and more people are deciding that retirement isn’t for them. In fact, a recent survey revealed that 1 in 10 workers in Britain don’t plan to retire at all. Among those who have decided to keep working, around 50% say it’s out of financial necessity, while 42% simply prefer to stay active in their … Continue reading Why Some of Us Choose Never to Retire – and How Human Capital Development is the Key to Financial Security
Reclaim Your Future: How True Financial Planning Puts You in Control of Your Life and Wealth
The financial services industry often acts like an army of financial capital manufacturers and distributors. Their aim is to secure your disposable income as early as possible and keep it flowing to them throughout your working life. For around 40 years, you're expected to stay on the treadmill, handing over your hard-earned money for them … Continue reading Reclaim Your Future: How True Financial Planning Puts You in Control of Your Life and Wealth
The Role of Generic Financial Planning: Understanding the Difference Between Information and Advice
When it comes to financial planning, not all advice falls under the regulation of the Financial Conduct Authority (FCA). In fact, many financial planners offer generic advice that focuses on helping individuals explore their options without recommending specific products or solutions. While most people are familiar with regulated financial planners who offer tailored advice on … Continue reading The Role of Generic Financial Planning: Understanding the Difference Between Information and Advice
Financial Advice is an Industry, Financial Planning is a Profession
Many people assume that financial advice and financial planning are interchangeable terms – two ways of describing the same thing. However, this could not be further from the truth! The key difference between a financial planner and a financial adviser lies in their approach and focus. Understanding this distinction can make all the difference in … Continue reading Financial Advice is an Industry, Financial Planning is a Profession
Maximising Your Savings with the Deposit Sense Report: Empowering Savers to Break Free from Inertia
Maximising Your Savings with the Deposit Sense Report: Empowering Savers to Break Free from Inertia In today’s fast-paced economic environment, many of us are missing out on opportunities to make our savings work harder. Recent surveys have highlighted that savers in the UK are leaving significant value on the table simply by sticking with the … Continue reading Maximising Your Savings with the Deposit Sense Report: Empowering Savers to Break Free from Inertia
Thinking of Retiring from Regulated Advice? Here’s How to Continue Your Financial Planning Business Without the Regulatory Hassle
Are you thinking of retiring from regulated advice but would love to continue running a financial planning business? Navigating the exit from a regulated environment can feel like walking through a minefield, with layers of complexity and challenges, as many articles and experts point out. But what if there’s a way to stay in the … Continue reading Thinking of Retiring from Regulated Advice? Here’s How to Continue Your Financial Planning Business Without the Regulatory Hassle
Factoring Inheritance into Your Lifetime Cashflow Plan: The Risks and Alternatives
Many of us dream of reaching significant milestones, whether it's buying a home, starting a business, or planning that long-awaited adventure. In recent years, some have come to rely on the idea of an inheritance to help fund these major life events. But while it can be tempting to factor in an expected windfall into … Continue reading Factoring Inheritance into Your Lifetime Cashflow Plan: The Risks and Alternatives
Understanding Financial Planning: Your Guide to Non-Regulated Advice and Empowering Your Financial Future
When it comes to financial planning, it’s important to understand that not all advice is the same—especially when it comes to regulation. Financial planning that doesn't involve specific financial advice is not considered a regulated activity. This can be reassuring for those looking to seek or provide guidance on broader financial strategies without the complexity … Continue reading Understanding Financial Planning: Your Guide to Non-Regulated Advice and Empowering Your Financial Future
Academy of Life Planning 