It seems that thousands of us may be sitting on a financial goldmine and not even know it. Yes, you read that right – the Government might owe you, or your dearly departed relative, a small fortune in state pension underpayments. But here’s the kicker: they won’t give it to you unless you ask. Imagine … Continue reading Are You Missing Out on a Pension Windfall? The Government Might Owe You Thousands – But Only If You Ask →

Ah, midlife. That glorious stage where you finally have it all figured out—until you don’t. Suddenly, the career that once seemed like a golden path to retirement now feels more like a treadmill to nowhere. Your kids (if you have them) are growing up, your parents (if you’re lucky enough to still have them) are … Continue reading Unlocking the Midlife Side Hustle: Your GAME Plan to Financial Freedom →

In today’s fast-paced world, creating a happy workplace isn’t just a nice-to-have; it’s a must for businesses that want to thrive. While pay and conditions are essential, they’re just part of the picture. The softer aspects of work—like emotional well-being, values alignment, and personal growth—are equally crucial. And when employers invest in these areas, the … Continue reading Happiness at Work: A Win-Win for Employers and Employees →

The words "independent" and "restricted" have been used for years to distinguish different types of financial advisers. But today, these terms are losing some of their meaning. The reason? Almost all financial advisers, whether they call themselves independent or restricted, are now relying on centralised investment propositions or outsourcing to third-party providers. This means that … Continue reading The Evolving Landscape of Financial Advice: What “Independent” and “Restricted” Really Mean Today →

Capture and Share Your Life Stories with “The Times of My Life” App: A Key to Comprehensive Life Planning When we think about life planning, the focus often lands on financial security, career goals, and health management. But what about the emotional and spiritual facets that make us who we are? The stories we live, … Continue reading Capture and Share Your Life Stories with “The Times of My Life” App: A Key to Comprehensive Life Planning →

We all have some sort of life plan, even if we haven’t fully realised it yet. It’s like a map tucked away in the back of our minds, guiding us through our days. But if we’re honest, many of us find ourselves stuck, unsure of how to move from where we are to where we … Continue reading The Life Planner: Navigating Your Journey to Authenticity →

In the evolving landscape of financial services, the distinction between an adviser and a coach is becoming increasingly relevant. As holistic financial planners and life planners, understanding this difference is crucial for delivering meaningful and lasting impact to your clients. Adviser vs. Coach: What’s the Difference? From a client’s perspective, the role of an adviser … Continue reading The Importance of Coaching for Holistic Financial Planners: A Path to Empowering Clients →

In today's financial advisory landscape, many advisers find themselves in a precarious position. The majority either work for larger firms where they don't control the investment proposition or they outsource it entirely. This shift often happens as advisers transition from providing financial advice to wealth management, driven by the pursuit of recurring revenue through assets … Continue reading The Risks of Outsourcing Investment Management: A Better Path for Financial Advisers →

In today's economic climate, the financial pressures on the average household are greater than ever. With rising mortgage payments, soaring rents, and dwindling savings, the squeezed middle in Britain is feeling the strain like never before. It's a reality that many of us face daily—one where a single health event or unexpected interruption to our … Continue reading Protecting What Matters: Safeguarding Your Home and Income in Uncertain Times →

Let's face it: the golden age of retirement isn't looking so golden for the next generation. According to a recent study by St James’s Place, the days of retiring in your 60s, passing down a nice chunk of wealth to your kids, and living out your twilight years in relative comfort might be slipping through … Continue reading Is 80 Fast Becoming the New 60? →