When it comes to your pension, there’s a lot of noise out there. You’ve probably heard advice about transferring your pension to get better returns, reduce admin headaches, or align with eco-friendly investments. It sounds tempting, right? But here’s the truth: there’s rarely a good reason to transfer your pension. In fact, shifting your pension … Continue reading How to Protect Yourself from Pension Scams: The Simple Truth →

Over the years, the Academy of Life Planning has thrived as a global community dedicated to holistic financial well-being. As we continue to grow, I am constantly inspired by the passion and commitment of our network members—whether they're seasoned professionals or individuals on their own financial planning journeys. Recently, a few of our professional planners … Continue reading Bringing the Academy of Life Planning Network Together: An Invitation to Collaborate and Grow →

At St. James’s Place (SJP), the ongoing review of advice cases has proven to be more extensive and time-consuming than initially anticipated. While the firm’s decision to set aside £426 million for ongoing advice compensation is still deemed appropriate, the process has been slow, leaving many customers waiting for extended periods before receiving a response. … Continue reading Addressing Delays and Ensuring Fair Outcomes: A Call for Systemic Review at St. James’s Place →

At the Academy of Life Planning, we are committed to equipping our members with the knowledge and tools necessary to navigate their financial and life journeys with confidence, purpose, and clarity. As part of this commitment, it is essential to stay informed about key legislative changes that impact the financial planning landscape. One such recent … Continue reading Understanding the Digital Markets, Competition, and Consumers Act 2024 →

When we think of financial planning, it’s easy to focus on immediate concerns—how to save on taxes, how to invest wisely, or how to secure a comfortable retirement. These are important questions, and it’s natural to seek straightforward answers. However, what if I told you that financial planning could offer you so much more? What … Continue reading Embracing Holistic Financial Planning: A Path to Wealth in Every Area of Life →

Welcome to The Financial Life Coach (FLC), part of the Academy of Life Planning. As you approach retirement, you might be concerned about the adequacy of your pension and financial resources. But what if there was a way to enhance your financial security, not just by managing your savings, but by strategically developing your human … Continue reading Transforming Human Capital into Financial Well-being →

So, here I am, telling you that financial planning needs a complete overhaul. You might be thinking, "Why should I listen to you?" I get it. The old way of financial planning—focused on selling products—has become the norm. It’s all about pushing financial products, often with little regard for what truly benefits you. You might … Continue reading Rewriting the Rules of Financial Planning: Why Should You Listen to Me? →

Recently, one of our members attended a meeting with 100 advisers run by a well-known asset manager. During the session, they asked a simple yet profound question: “Does anyone in this room ask for the purpose of the money?” To their surprise, the question was met with a resounding "no," even from the meeting facilitator. … Continue reading Why Asking About the Purpose of Money Matters More Than You Think →

In a rapidly changing world, planning your life and building the financial architecture to support it has never been more crucial. This is where the GAME Plan—Goals, Actions, Means, and Execution—comes into play. It's a holistic approach that not only helps you envision an inspiring future but also equips you with the tools to turn … Continue reading The GAME Plan: Developing Human Capital for Your Future Success →

In today’s rapidly evolving world, our understanding of life’s trajectory is shifting. The concept of longevity—living longer, healthier, and more fulfilling lives—presents unique opportunities to reimagine our futures. Richard Morrissey’s story is a compelling example of how to make the most of this longevity imperative. He embraced a holistic approach to wellbeing, and with a … Continue reading Embracing the Longevity Imperative: How Richard Used the GAME Plan to Redefine His Life →