George Kinder’s "The Three Domains of Freedom" is a compelling and profoundly insightful read that captivates from the first page to the last. As a seasoned admirer of Kinder’s work, I found myself engrossed in the book, finishing it in a single day. His engaging writing style and depth of wisdom make it hard to … Continue reading Book Review: “The Three Domains of Freedom: Each moment is yours, your life is yours, civilisation is yours” by George Kinder
Month: July 2024
D2C Investors Drive AJ Bell’s Success: A Growing Trend
AJ Bell, a prominent investment platform, has seen significant growth in its direct-to-consumer (D2C) segment, a trend that highlights the increasing empowerment of individual investors. In the three months ending 30 June, Citywire reported that AJ Bell secured net inflows of £1.7 billion, a 55% increase compared to the same period last year. This surge … Continue reading D2C Investors Drive AJ Bell’s Success: A Growing Trend
Discover “The Weekly Waffle” – Your Gateway to Empowered Financial Planning
Are you a personal or professional financial planner seeking to develop holistic financial plans? If so, the Academy of Life Planning’s weekly newsletter, "The Weekly Waffle," is tailored just for you. Unlike traditional financial advisers, our target audience comprises empowered, autonomous planners of tomorrow who prioritise client empowerment and financial literacy over mere delegation. Why … Continue reading Discover “The Weekly Waffle” – Your Gateway to Empowered Financial Planning
Financial Advisers: Rethink Your Approach for Gen Z or Face Irrelevance
Financial advisers clinging to traditional "delegating models" in hopes of attracting Generation Z are in for a rude awakening. This new generation, poised to inherit a staggering £5.5 trillion in assets over the next 30 years, has no need for your outdated services. The rise of "finfluencers" has shattered the information asymmetry that once defined … Continue reading Financial Advisers: Rethink Your Approach for Gen Z or Face Irrelevance
Unjust Governance: The FCA’s Burden on Small Financial Firms
In the realm of financial services, the level of reporting required by the Financial Conduct Authority (FCA) for small firms has become disproportionate compared to other industries. Despite the pandemic being behind us, COVID-related reports continue unabated, adding to the regulatory burden. Complaints made to MPs and the Treasury are simply passed on to the … Continue reading Unjust Governance: The FCA’s Burden on Small Financial Firms
“Take Control of Your Financial Future with HapNav”
HapNav is the world's first end-user financial planning app integrated with Open Banking, designed to empower Gen XYZs to take control of their finances without relying on distrusted intermediaries. Priced affordably at just £6.99 per month, HapNav offers an accessible, user-friendly solution to manage your financial journey from wisdom to security, freedom, and beyond. Why … Continue reading “Take Control of Your Financial Future with HapNav”
The Future of Financial Advice: Empowerment Over Delegation
The financial advice market is undergoing a profound transformation. Traditionally dominated by a "delegator mentality," where financial planners managed assets on behalf of their clients, this model was particularly suited to the Baby Boomer generation. However, as we move further into the Information Age, younger generations—Gen X, Y, and Z—are seeking a different approach. They … Continue reading The Future of Financial Advice: Empowerment Over Delegation
Labour’s Plans for Financial Services Regulation: A Comprehensive Overview
Authors: Chris Chapman, Lauren Howells: Labour's Plans for Financial Services Regulation: What We Know | Insights | Mayer Brown Introduction Labour has achieved a landslide victory in the recent general election, securing 412 seats. This article explores Labour's plans for financial services regulation, drawing from their manifesto and other publications to provide insights into their … Continue reading Labour’s Plans for Financial Services Regulation: A Comprehensive Overview
The Call for an Impartial Financial Education Hub
In the ever-evolving landscape of financial education, there is an increasing call for the creation of a centralised educational hub. This hub aims to bridge the gap between financial influencers (finfluencers) and financial firms, ensuring that the public receives accurate, unbiased financial education. However, for this initiative to succeed, it is imperative to maintain a … Continue reading The Call for an Impartial Financial Education Hub
Financial Planning is a Profession, Financial Intermediation is an Industry: Why the CII and PFS are in Trouble
The Chartered Insurance Institute (CII) and the Personal Finance Society (PFS) have long stood as pillars in the world of financial services. Yet, their recent struggles indicate a fundamental misunderstanding of the evolving landscape of financial planning and intermediation. As a Chartered Insurer since 1989 and a Chartered Financial Planner since 2017, I have witnessed … Continue reading Financial Planning is a Profession, Financial Intermediation is an Industry: Why the CII and PFS are in Trouble
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