There are two issues that I have with the pension pot strategy. The first is that your pension savings are not safe from life events. The second is that they can sway important decisions in life. Let me tell you more. When I started out, I anticipated that I would spend my entire career with … Continue reading The Most Dangerous Risk: Embracing Life Beyond the Pension Pot →

Balancing Wealth Management and Client Well-being in the Modern Financial Landscape In the intricate tapestry of financial planning, the threads of ethical conduct and conflict of interest are woven tightly. At the Academy of Life Planning, our commitment to ethical financial planning is more than a mere policy; it's the cornerstone of our practice. This … Continue reading Navigating the Nuances of Ethical Financial Planning →

Introduction In an increasingly globalised world, the dream of living and working abroad is more prevalent than ever. However, this aspiration comes with its share of complexities, especially when it comes to financial planning and asset management. The Academy of Life Planning (AoLP), with its unique approach to financial well-being and empowerment, stands as an … Continue reading Navigating Transnational Financial Landscapes with The Academy of Life Planning →

In a world where the traditional concept of retirement is rapidly evolving, it's crucial for us, as financial planners, to reassess our approach to life planning. The old paradigm of working hard to maximise pension pots for a life of leisure may no longer serve our best interests. Instead, a focus on creating sustainable income … Continue reading The Golden Years of Work: Rethinking Retirement for Health and Happiness →

The landscape of financial advice is evolving, encompassing a spectrum of roles from traditional financial advisers to the burgeoning phenomenon of 'Finfluencers.' Understanding the distinctions between these terms is crucial in the financial services industry, especially given their implications in regulatory contexts. Here's an overview: Financial Advice Financial advice involves a professional providing personalised recommendations to … Continue reading What Financial Service Professionals Need To Know About Finfluencers. →

In the UK, the ongoing pension crisis and the advice gap are matters of serious concern. We're often misguided by the dominant influence of large financial institutions, their distributors, and lobbyists. It's time we questioned these prevailing norms and considered a more sustainable approach to financial planning for our later years. The current strategies, such … Continue reading Rethinking Retirement: A New Approach Beyond Traditional Pensions →

In a world where financial complexity is ever-increasing, the Academy of Life Planning introduces a transformative approach to financial planning – one that transcends traditional methods and aligns with your life's broader goals, encompassing mind, body, heart, and spirit. Why Traditional Financial Planning Falls Short Historically, financial planning has been product-centric, often offered as a … Continue reading Embracing the Future of Financial Planning: The Game Plan for Holistic Wealth →

Introduction: The Art of Embracing Change In a world that is constantly evolving, the ability to facilitate and navigate paradigm shifts is a skill crucial not just for survival, but for thriving. This article is a call to the change-makers in every industry – those who see beyond the horizon and dare to imagine a … Continue reading Bridging the Paradigm Shift: A Guide for Visionaries in Any Industry →

In a world where companies meticulously craft mission statements to navigate their journey to success, the notion of individuals doing the same for their lives remains relatively unexplored. Yet, as visionaries at the Academy of Life Planning, we understand the profound impact of aligning one's life with a clear mission and vision statement. The Corporate … Continue reading The Power of a Personal Mission: Crafting Your Life’s Vision →