The Nucleus Financial 2023 Retirement Confidence Index has shed light on a critical issue in the financial planning industry: the need to bolster confidence among those approaching or in retirement. As the founder of the Academy of Life Planning, I see this as a clarion call to action. Our mission to democratise and decentralise financial … Continue reading Scaling Retirement Confidence: A Roadmap for the Future →

The learnings of 2023 have indubitably set the stage for an evolutionary leap in the financial services sector. Amidst the backdrop of vacillating economies, geopolitical tensions, and technological milestones, the upcoming year heralds a pivotal trend: the ascent of decentralised financial planning. This burgeoning movement marks a departure from the centralised mainstays of financial advisory, … Continue reading Embracing the Decentralised Financial Planning Movement in 2024 →

Introduction: In an era where the financial landscape is as volatile as it is complex, the conviction of cryptocurrency magnate Sam Bankman-Fried for fraud and money laundering has served as a stark reminder of the perils lurking within unchecked financial advice and product placement. It underscores a timeless truth: the most trustworthy helping hands are … Continue reading Self-Reliance in Finance: Trusting the Helping Hands at the End of Your Own Arms →

Introduction: The world of financial advising is fraught with complexity and challenges. For advisers facing disputes or contractual difficulties, such as those formerly associated with St. James's Place (SJP), the journey can be particularly treacherous. The Academy of Life Planning recognises the need for support and offers a beacon of hope. The Plight: Many advisers … Continue reading Lifeline for Financial Advisers: Navigating Through Turbulent Waters →

In the wake of the Philips Trust scandal, where a breach of trust left thousands heartbroken and financially devastated, the need for a structural overhaul in the financial services industry has never been more evident. The incident, which involved building society customers being misled into placing over £138 million into trust funds, highlights a systemic … Continue reading Rebuilding Trust in Financial Services: A Wall Between Advice and Product →